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Bank Branches › Closed and merged banks › Pennsylvania › Commerce Bank, National Association

FDIC certificate 21140 · Philadelphia, PA

What happened to Commerce Bank, National Association?

Commerce Bank, National Association in Philadelphia, PA (earlier called Commerce Bank of New Jersey) merged into TD Bank, National Association of Wilmington, DE on May 31, 2008. TD Bank, National Association is open today.

1973
opened
2008
merged away
2
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1973
    Commerce Bank of New Jersey opens in Philadelphia, PA
  2. Sep 30, 1981
    renamed Commerce Bank, National Association
  3. May 31, 2008
    MERGEDCommerce Bank, National Association merged into TD Bank, National Association of Wilmington, DE.FDIC certificate 21140 ends; its business continues under certificate 18409.
  4. Today
    OPEN
    TD Bank, National AssociationMain office Wilmington, DE · FDIC certificate 18409 · 1,050 offices in 16 states on June 30, 2026

    Every TD Bank, National Association office →   Website on file with the FDIC: www.td.com/us/en/personal-banking/

If you still have something from Commerce Bank, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Commerce Bank, National Association as lienholder, start with TD Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask TD Bank, National Association to search for the account under the name Commerce Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask TD Bank, National Association which branch now holds boxes from the Commerce Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

400 offices filed under this charter in some year from 1994 on. 310 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
929 Horsham RdHorsham, PA2007OpenTD Bank, National Association
1995 BroadwayNew York, NY2007OpenTD Bank, National Association
357 Kings Hwy NCherry Hill, NJ2007OpenTD Bank, National Association
336 Route 70 WMarlton, NJ2007OpenTD Bank, National Association
1101 Hooper AveToms River, NJ2007OpenTD Bank, National Association
2 Wall StNew York, NY2007OpenTD Bank, National Association
225 Greentree RdMarlton, NJ2007OpenTD Bank, National Association
460 Park Ave SNew York, NY2007OpenTD Bank, National Association
1726 Walnut StPhiladelphia, PA2007OpenTD Bank, National Association
181 Montague StreetBrooklyn, NY2007OpenTD Bank, National Association
1900 Market StPhiladelphia, PA2007OpenTD Bank, National Association
110 Hillside AveNew Hyde Park, NY2007OpenTD Bank, National Association
247 S White Horse PikeBerlin, NJ2007OpenTD Bank, National Association
501 Mickle BlvdCamden, NJ2007OpenTD Bank, National Association
577 N Main StDoylestown, PA2007OpenTD Bank, National Association
949 Horseblock RdFarmingville, NY2007OpenTD Bank, National Association
105 E Central AvePearl River, NY2007OpenTD Bank, National Association
285 Mamaroneck AveWhite Plains, NY2007OpenTD Bank, National Association
1 West RdNewtown, PA2007OpenTD Bank, National Association
100 Dekalb PikeKing Of Prussia, PA2007OpenTD Bank, National Association
500 Shrewsbury AveTinton Falls, NJ2007OpenTD Bank, National Association
101 Springdale RoadCherry Hill, NJ2007OpenTD Bank, National Association
372 Jericho TpkeFloral Park, NY2007OpenTD Bank, National Association
2751 Street RdBensalem, PA2007OpenTD Bank, National Association
517 Stokes RdMedford, NJ2007OpenTD Bank, National Association
591 Route 72 WManahawkin, NJ2007OpenTD Bank, National Association
700 Delsea Dr NGlassboro, NJ2007OpenTD Bank, National Association
1601 Madison AveLakewood, NJ2007OpenTD Bank, National Association
550 Long Beach BlvdLong Beach, NY2007OpenTD Bank, National Association
425 Route 347Hauppauge, NY2007OpenTD Bank, National Association
42 E Baltimore AveMedia, PA2007OpenTD Bank, National Association
490 Mantua PikeWoodbury, NJ2007OpenTD Bank, National Association
207 Harmony RdMiddletown, NJ2007OpenTD Bank, National Association
9 Waterview BlvdParsippany, NJ2007OpenTD Bank, National Association
2040 E Lincoln HwyLanghorne, PA2007OpenTD Bank, National Association
765 Route 18East Brunswick, NJ2007OpenTD Bank, National Association
19641 Northern BlvdFlushing, NY2007OpenTD Bank, National Association
900 Saint George AveWoodbridge, NJ2007OpenTD Bank, National Association
1040 E Jericho TpkeHuntington Station, NY2007OpenTD Bank, National Association
162 Prospect Plains RdMonroe Township, NJ2007OpenTD Bank, National Association

Banks folded into Commerce Bank, National Association

6 banks merged directly into this charter; counting the banks those had absorbed earlier, 8 charters end up inside it.

BankEndedHow
Palm Beach County BankWest Palm Beach, FLDec 5, 2005merged
Commerce Bank/Pennsylvania, National AssociationPhiladelphia, PAJul 29, 2005merged
Commerce Bank/Delaware, National AssociationWilmington, DEMay 1, 2005merged
Commerce Bank/Shore, National AssociationForked River, NJMay 31, 2004merged
Commerce Bank/Central, National AssociationRaritan Township, NJApr 1, 2001merged
The Coastal BankOcean City, NJSep 30, 1993merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 21140 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.