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Bank Branches › Closed and merged banks › Mississippi › The American Bank

FDIC certificate 21694 · Vicksburg, MS

What happened to The American Bank?

The American Bank in Vicksburg, MS (earlier called Bank of Vicksburg) merged into Bank of Mississippi of Tupelo, MS on May 28, 1987. After 1 more change of hands, what was The American Bank is today part of The Huntington National Bank (Columbus, OH).

1974
opened
1987
merged away
2
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1974
    Bank of Vicksburg opens in Vicksburg, MS
  2. Apr 2, 1979
    renamed The American Bank
  3. May 28, 1987
    MERGEDThe American Bank merged into Bank of Mississippi of Tupelo, MS.FDIC certificate 21694 ends; its business continues under certificate 11813.
  4. Feb 1, 2026
    MERGEDBank of Mississippi (by then renamed Cadence Bank) of Tupelo, MS merged into The Huntington National Bank of Columbus, OH.FDIC certificate 11813 ends; its business continues under certificate 6560.
  5. Today
    OPEN
    The Huntington National BankMain office Columbus, OH · FDIC certificate 6560 · 1,452 offices in 21 states on June 30, 2026

    Every The Huntington National Bank office →   Website on file with the FDIC: www.huntington.com

If you still have something from The American Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows The American Bank as lienholder, start with The Huntington National Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask The Huntington National Bank to search for the account under the name The American Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask The Huntington National Bank which branch now holds boxes from the The American Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Banks folded into The American Bank

1 bank merged directly into this charter.

BankEndedHow
The American BankClinton, MSApr 2, 1979merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 21694 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.