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Bank Branches › Closed and merged banks › Wyoming › First National Bank at Thermopolis

FDIC certificate 2231 · Thermopolis, WY

What happened to First National Bank at Thermopolis?

First National Bank at Thermopolis in Thermopolis, WY merged into First National Bank of Worland, WY on Jul 9, 1993. After 2 more changes of hands, what was First National Bank at Thermopolis is today part of Pinnacle Bank - Wyoming (Cody, WY).

1934
opened
1993
merged away
1
name it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1934
    First National Bank at Thermopolis opens in Thermopolis, WY
  2. Jul 9, 1993
    MERGEDFirst National Bank at Thermopolis merged into First National Bank of Worland, WY.FDIC certificate 2231 ends; its business continues under certificate 1172.
  3. Jun 20, 1998
    MERGEDFirst National Bank of Worland, WY merged into Western Bank of Cody of Cody, WY.FDIC certificate 1172 ends; its business continues under certificate 22860.
  4. Oct 21, 2000
    MERGEDWestern Bank of Cody (by then renamed Pinnacle Bank) of Cody, WY merged into Pinnacle Bank - Wyoming of Cody, WY.FDIC certificate 22860 ends; its business continues under certificate 2232.
  5. Today
    OPEN
    Pinnacle Bank - WyomingMain office Cody, WY · FDIC certificate 2232 · 15 offices in 2 states on June 30, 2026

    Every Pinnacle Bank - Wyoming office →   Website on file with the FDIC: www.wypinnbank.com

If you still have something from First National Bank at Thermopolis

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows First National Bank at Thermopolis as lienholder, start with Pinnacle Bank - Wyoming. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Pinnacle Bank - Wyoming to search for the account under the name First National Bank at Thermopolis. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Pinnacle Bank - Wyoming which branch now holds boxes from the First National Bank at Thermopolis office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 2231 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.