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Bank Branches › Closed and merged banks › Utah › First Security Bank of Orem, National Association

FDIC certificate 22365 · Orem, UT

What happened to First Security Bank of Orem, National Association?

First Security Bank of Orem, National Association in Orem, UT merged into First Security Bank of Utah, National Association of Ogden, UT on Nov 30, 1981. The chain runs 1 step further and ends with no operating bank.

1976
opened
1981
merged away
1
name it used
2
steps to the end

The chain, step by step

From the day it opened to the last entry on record. Each step is one entry in the FDIC's record.

  1. 1976
    First Security Bank of Orem, National Association opens in Orem, UT
  2. Nov 30, 1981
    MERGEDFirst Security Bank of Orem, National Association merged into First Security Bank of Utah, National Association of Ogden, UT.FDIC certificate 22365 ends; its business continues under certificate 13718.
  3. date not recorded
    ENDEDFirst Security Bank of Utah, National Association (by then renamed Wells Fargo Trust Company, National Association) of Ogden, UT left the FDIC's list of insured banks.FDIC certificate 13718 ends.
  4. NO SUCCESSOR BANK
    The FDIC record ends here. No operating bank carries this charter today.

If you still have something from First Security Bank of Orem, National Association

A lien that was never released

The FDIC record shows no successor bank for First Security Bank of Orem, National Association. The FDIC says it may be able to help only where the lender was a failed bank placed in FDIC receivership.

Our suggestion, not the FDIC's: a title company or real-estate attorney in the county where the lien is recorded will know how that state clears a lien from a lender that no longer exists.

An old account, passbook or CD

With no successor bank to ask, go to the unclaimed-property program of the state of the owner's last known address on the bank's records. The OCC gives the same advice for old records from a bank that no longer exists.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Contents of boxes left behind are handled under state unclaimed-property law. Start with the unclaimed-property program of Utah, where the box was.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 22365 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.