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Bank Branches › Closed and merged banks › Texas › Liberty Eylau State Bank

FDIC certificate 22372 · Bowie County, TX

What happened to Liberty Eylau State Bank?

Liberty Eylau State Bank in Bowie County, TX merged into The Texarkana National Bank of Texarkana, TX on Dec 18, 1987. After 1 more change of hands, what was Liberty Eylau State Bank is today part of Capital One, National Association (Mclean, VA).

1976
opened
1987
merged away
1
name it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1976
    Liberty Eylau State Bank opens in Bowie County, TX
  2. Dec 18, 1987
    MERGEDLiberty Eylau State Bank merged into The Texarkana National Bank of Texarkana, TX.FDIC certificate 22372 ends; its business continues under certificate 5553.
  3. Jan 1, 1999
    MERGEDThe Texarkana National Bank (by then renamed Hibernia National Bank of Texas) of Texarkana, TX merged into Hibernia National Bank of Mclean, VA.FDIC certificate 5553 ends; its business continues under certificate 4297.
  4. Today
    OPEN
    Capital One, National AssociationMain office Mclean, VA · FDIC certificate 4297 · 245 offices in 9 states on June 30, 2026

    Every Capital One, National Association office →   Website on file with the FDIC: www.capitalone.com

If you still have something from Liberty Eylau State Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Liberty Eylau State Bank as lienholder, start with Capital One, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Capital One, National Association to search for the account under the name Liberty Eylau State Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Capital One, National Association which branch now holds boxes from the Liberty Eylau State Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 22372 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.