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Bank Branches › Closed and merged banks › Arkansas › First National Bank

FDIC certificate 22391 · Hot Springs, AR

What happened to First National Bank?

First National Bank in Hot Springs, AR (earlier called Caddo State Bank and 1 other name) merged into The First National Bank of De Queen of Little Rock, AR on Aug 17, 2007. After 1 more change of hands, what was First National Bank is today part of Arvest Bank (Fayetteville, AR).

1977
opened
2007
merged away
3
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1977
    Caddo State Bank opens in Hot Springs, AR
  2. Jan 2, 1981
    renamed Caddo First National Bank
  3. Jan 4, 1999
    renamed First National Bank
  4. Aug 17, 2007
    MERGEDFirst National Bank merged into The First National Bank of De Queen of Little Rock, AR.FDIC certificate 22391 ends; its business continues under certificate 3857.
  5. Apr 21, 2018
    MERGEDThe First National Bank of De Queen (by then renamed Bear State Bank) of Little Rock, AR merged into Arvest Bank of Fayetteville, AR.FDIC certificate 3857 ends; its business continues under certificate 8728.
  6. Today
    OPEN
    Arvest BankMain office Fayetteville, AR · FDIC certificate 8728 · 225 offices in 4 states on June 30, 2026

    Every Arvest Bank office →   Website on file with the FDIC: www.arvest.com

If you still have something from First National Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows First National Bank as lienholder, start with Arvest Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Arvest Bank to search for the account under the name First National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Arvest Bank which branch now holds boxes from the First National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

20 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.

OfficeLast filed under itNow
600 Highway 71 SMena, AR2007OpenFirst Financial Bank
221 S George StMount Ida, AR2007OpenFarmers Bank & Trust Company
214 N 1st StGlenwood, AR2007OpenFarmers Bank & Trust Company
600 Highway 71 NorthMena, AR2007No longer reported
5607 Highway 71 SouthCove, AR2007No longer reported
601 Highway 71 SouthMena, AR2007No longer reported
1398 Desoto BoulevardHot Springs Village, AR2007No longer reported
742 State Highway 270Mount Ida, AR2007No longer reported
2223 Albert PikeHot Springs, AR2007No longer reported
3835 North Highway 7Hot Springs, AR2007No longer reported
1880 Airport Road Suite AHot Springs, AR2007No longer reported
4198 B MalvernHot Springs, AR2007No longer reported
5001 Central, Suite AHot Springs, AR2007No longer reported
618 Blakeley Dam RoadMountain Pine, AR2007No longer reported
7214 Albert Pike RoadRoyal, AR2007No longer reported
135 Section Line RoadHot Springs, AR2007No longer reported
805 North WashingtonMurfreesboro, AR2007No longer reported
102 W. BroadwayGlenwood, AR2007No longer reported
1800 Airport Road - Suite JHot Springs, AR2000No longer reported
300 E 13th StreetMurfreesboro, AR1999No longer reported

Banks folded into First National Bank

2 banks merged directly into this charter.

BankEndedHow
First National Bank in MenaMena, ARApr 23, 2005merged
First National BankMount Ida, ARApr 23, 2005merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 22391 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.