Bank Branches › Closed and merged banks › California › First Bank & Trust
What happened to First Bank & Trust?
First Bank & Trust in San Francisco, CA (earlier called The City Bank of San Francisco and 1 other name) merged into First Bank of St. Louis, MO on Mar 31, 2003. First Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1979The City Bank of San Francisco opens in San Francisco, CA
- Dec 6, 1979renamed The Bank of San Francisco
- Mar 29, 2001renamed First Bank & Trust
- Mar 31, 2003MERGEDFirst Bank & Trust merged into First Bank of St. Louis, MO.FDIC certificate 22912 ends; its business continues under certificate 12229.
- TodayOPEN
First BankMain office St. Louis, MO · FDIC certificate 12229 · 76 offices in 4 states on June 30, 2026Every First Bank office → Website on file with the FDIC: WWW.FIRST.BANK
If you still have something from First Bank & Trust
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First Bank & Trust as lienholder, start with First Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Bank to search for the account under the name First Bank & Trust. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Bank which branch now holds boxes from the First Bank & Trust office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
65 offices filed under this charter in some year from 1994 on. 42 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 4301 Macarthur BlvdNewport Beach, CA | OpenFirst Bank |
| 8820 Wilshire Blvd, Ste 100Beverly Hills, CA | OpenFirst Bank |
| 3992 Douglas Blvd, Suite 110Roseville, CA | OpenFirst Bank |
| 1 Almaden Blvd, Ste 100San Jose, CA | OpenCity National Bank |
| 116 Springstowne CtrVallejo, CA | OpenFirst Bank |
| 18431 Yorba Linda Blvd, Ste 2Yorba Linda, CA | OpenFirst Bank |
| 1000 Taraval StSan Francisco, CA | OpenFirst Bank |
| 6320 Topanga Canyon Blvd, Ste 1605Woodland Hills, CA | OpenFirst Bank |
| 17801 Ventura Blvd, Fl 1Encino, CA | OpenFirst Bank |
| 1760 N BroadwayWalnut Creek, CA | OpenFirst Bank |
| 300a Pine StSan Francisco, CA | OpenFirst Bank |
| 7950 Westheimer RdHouston, TX | OpenProsperity Bank |
| 2209 W University DrDenton, TX | OpenFirst Guaranty Bank |
| 925 S Westlake Blvd, Ste 2Westlake Village, CA | OpenFirst Bank |
| 2402 N Main StHouston, TX | OpenProsperity Bank |
| 16900 Goldenwest StHuntington Beach, CA | OpenFirst Bank |
| 3822 Cross Creek Rd, Ste 3850Malibu, CA | OpenFirst Bank |
| 3304 State StSanta Barbara, CA | OpenFirst Bank |
| 7862 Limonite AvenueJurupa Valley, CA | OpenFirst Bank |
| 4206 Lincoln BlvdMarina Del Rey, CA | OpenFirst Bank |
| 1992 Old Mission Dr, Ste 150Solvang, CA | OpenFirst Bank |
| 790 E Campbell AveCampbell, CA | OpenFirst Bank |
| 2407 Waterman BlvdFairfield, CA | OpenBank of Stockton |
| 725 N BroadwayLos Angeles, CA | OpenFirst Bank |
| 6200 E Pacific Coast HwyLong Beach, CA | OpenFirst Bank |
| 1505 2nd StNapa, CA | OpenBank of Stockton |
| 501 Main St, Ste HHuntington Beach, CA | OpenFirst Bank |
| 3001 Harbor Blvd, Ste CCosta Mesa, CA | OpenFirst Bank |
| 2950 South El Camino RealSan Mateo, CA | OpenFirst Bank |
| 4990 Telephone RdVentura, CA | OpenFirst Bank |
| 26562 Moulton Pkwy, Ste 62bLaguna Hills, CA | OpenFirst Bank |
| 13830 San Pablo Ave, Ste ASan Pablo, CA | OpenFirst Bank |
| 1542 West Redondo Beach BoulevardGardena, CA | OpenFirst Bank |
| 11010 Limonite AveJurupa Valley, CA | OpenFirst Bank |
| 4040 Atlantic AveLong Beach, CA | OpenFirst Bank |
| 14376 Culver DrIrvine, CA | OpenFirst Bank |
| 2027 a South BroadwaySanta Maria, CA | OpenFirst Bank |
| 21503 Hawthorne Blvd, Ste BTorrance, CA | OpenFirst Bank |
| 5195 Lakewood BlvdLakewood, CA | OpenFirst Bank |
| 14008 Beach BlvdWestminster, CA | OpenFirst Bank |
Banks folded into First Bank & Trust
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 38 charters end up inside it.
| Bank | Ended |
|---|---|
| BYL Bank GroupOrange, CA | Oct 31, 2001 |
| Charter Pacific BankAgoura Hills, CA | Oct 16, 2001 |
| First Bank & TrustSan Francisco, CA | Mar 29, 2001 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 22912 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.