Bank Branches › Closed and merged banks › Texas › Paradigm Bank Texas
What happened to Paradigm Bank Texas?
Paradigm Bank Texas in Houston, TX (earlier called Bank of Cypress Trails and 1 other name) merged into Prosperity Bank of El Campo, TX on Sep 1, 2002. Prosperity Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1980Bank of Cypress Trails opens in Houston, TX
- Feb 1, 1985renamed Woodcreek Bank
- Oct 26, 2000renamed Paradigm Bank Texas
- Sep 1, 2002MERGEDParadigm Bank Texas merged into Prosperity Bank of El Campo, TX.FDIC certificate 23168 ends; its business continues under certificate 16835.
- TodayOPEN
Prosperity BankMain office El Campo, TX · FDIC certificate 16835 · 344 offices in 2 states on June 30, 2026Every Prosperity Bank office → Website on file with the FDIC: www.prosperitybankusa.com
If you still have something from Paradigm Bank Texas
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Paradigm Bank Texas as lienholder, start with Prosperity Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Prosperity Bank to search for the account under the name Paradigm Bank Texas. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Prosperity Bank which branch now holds boxes from the Paradigm Bank Texas office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
14 offices filed under this charter in some year from 1994 on. 8 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2828 Fm 1960 RdHouston, TX | OpenProsperity Bank |
| 106 N Main StDayton, TX | OpenProsperity Bank |
| 2424 Market StGalveston, TX | OpenProsperity Bank |
| 3934 Fm 1960 Rd WHouston, TX | OpenProsperity Bank |
| 146 Spur 5Winnie, TX | OpenProsperity Bank |
| 10305 Eagle DrMont Belvieu, TX | OpenProsperity Bank |
| 1906 Aldine Bender RdHouston, TX | OpenProsperity Bank |
| 8721 Highway 6 NHouston, TX | OpenProsperity Bank |
| 1300 West ClaytonDayton, TX | No longer reported |
| Main and Sterling StreetsDayton, TX | No longer reported |
| 1817 Fm 1960 WestHouston, TX | No longer reported |
| 714 Fm 1960Houston, TX | No longer reported |
| 8650 Highway 6 NorthHouston, TX | No longer reported |
| 9150 F.m. 1960 WestHouston, TX | No longer reported |
Banks folded into Paradigm Bank Texas
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Dayton State BankDayton, TX | Dec 8, 2000 |
| First National Bank of DaytonDayton, TX | Dec 30, 1997 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 23168 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.