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Bank Branches › Closed and merged banks › Michigan › Old Kent Bank-Southwest

FDIC certificate 23370 · Kalamazoo, MI

What happened to Old Kent Bank-Southwest?

Old Kent Bank-Southwest in Kalamazoo, MI (earlier called Old Kent Bank of Kalamazoo) merged into Old Kent Bank of Grand Rapids, MI on Jan 1, 1995. After 1 more change of hands, what was Old Kent Bank-Southwest is today part of Fifth Third Bank, National Association (Cincinnati, OH).

1981
opened
1995
merged away
2
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1981
    Old Kent Bank of Kalamazoo opens in Kalamazoo, MI
  2. Jan 1, 1992
    renamed Old Kent Bank-Southwest
  3. Jan 1, 1995
    MERGEDOld Kent Bank-Southwest merged into Old Kent Bank of Grand Rapids, MI.FDIC certificate 23370 ends; its business continues under certificate 993.
  4. Sep 30, 2009
    MERGEDOld Kent Bank (by then renamed Fifth Third Bank) of Grand Rapids, MI merged into Fifth Third Bank of Cincinnati, OH.FDIC certificate 993 ends; its business continues under certificate 6672.
  5. Today
    OPEN
    Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026

    Every Fifth Third Bank, National Association office →   Website on file with the FDIC: www.53.com

If you still have something from Old Kent Bank-Southwest

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Old Kent Bank-Southwest as lienholder, start with Fifth Third Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Fifth Third Bank, National Association to search for the account under the name Old Kent Bank-Southwest. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Fifth Third Bank, National Association which branch now holds boxes from the Old Kent Bank-Southwest office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

42 offices filed under this charter in some year from 1994 on. 14 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
136 E Michigan AveKalamazoo, MI1994OpenFifth Third Bank, National Association
6488 S Westnedge AvePortage, MI1994OpenFifth Third Bank, National Association
630 Capital Ave SwBattle Creek, MI1994OpenFifth Third Bank, National Association
5653 Gull RdKalamazoo, MI1994OpenFifth Third Bank, National Association
322 Broadway StNiles, MI1994OpenFifth Third Bank, National Association
205 S Front StDowagiac, MI1994OpenFifth Third Bank, National Association
1282 M-89Otsego, MI1994OpenFifth Third Bank, National Association
601 Phoenix StSouth Haven, MI1994OpenFifth Third Bank, National Association
4705 W Main StKalamazoo, MI1994OpenFifth Third Bank, National Association
216 N Main StThree Rivers, MI1994OpenFifth Third Bank, National Association
1511 Lincoln RdAllegan, MI1994OpenFifth Third Bank, National Association
4009 Red Arrow HwySaint Joseph, MI1994Open1st Source Bank
136 N Nottawa StMendon, MI1994OpenSouthern Michigan Bank & Trust
715 Ship StSt. Joseph, MI1994Open1st Source Bank
4109 Portage StKalamazoo, MI1994No longer reported
8020 North 32nd StreetRichland, MI1994No longer reported
101 Crosstown ParkwayKalamazoo, MI1994No longer reported
8910 Portage RoadPortage, MI1994No longer reported
1400 North Drake RdKalamazoo, MI1994No longer reported
3311 Greenleaf BoulevardKalamazoo, MI1994No longer reported
4109 Portage StreetKalamazoo, MI1994No longer reported
405 North Burdick StreetKalamazoo, MI1994No longer reported
3420 East Main StreetKalamazoo Township, MI1994No longer reported
5931 Oakland DrivePortage, MI1994No longer reported
140 East Bridge StreetPlainwell, MI1994No longer reported
104 Locust StreetAllegan, MI1994No longer reported
67 West Michigan MallBattle Creek, MI1994No longer reported
100 Burr Oak Street, WestAthens, MI1994No longer reported
4651 West Dickman RoadBattle Creek, MI1994No longer reported
37687 Red Arrow HighwayPaw Paw, MI1994No longer reported
104 North Main StreetLawton, MI1994No longer reported
121 East St. Joseph StreetLawrence, MI1994No longer reported
201 West Mars StreetBerrien Springs, MI1994No longer reported
2753 South 11th StreetNiles, MI1994No longer reported
702 East Front StreetBuchanan, MI1994No longer reported
1937 Oak StreetNiles Township, MI1994No longer reported
1844 Colfax AvenueSt. Joseph Township, MI1994No longer reported
210 East Main StreetNiles, MI1994No longer reported
3158 South Eleventh StreetNiles Township, MI1994No longer reported
116 S Broadway StCassopolis, MI1994No longer reported

Banks folded into Old Kent Bank-Southwest

7 banks merged directly into this charter; counting the banks those had absorbed earlier, 10 charters end up inside it.

BankEndedHow
Old Kent Bank-SouthwestNiles, MIJan 1, 1992merged
Old Kent Bank of Three RiversThree Rivers, MIJun 1, 1988merged
Old Kent Bank of Battle CreekBattle Creek, MIJun 1, 1988merged
Old Kent Bank of South HavenSouth Haven, MIJun 1, 1988merged
Old Kent Bank of AlleganAllegan, MIJun 1, 1988merged
The American National Bank and Trust Company of MichiganKalamazoo, MINov 3, 1986merged
The American National Bank in PortagePortage, MINov 3, 1986merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 23370 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.