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Bank Branches › Closed and merged banks › West Virginia › National Bankers Trust

FDIC certificate 23440 · Bradley, WV

What happened to National Bankers Trust?

National Bankers Trust in Bradley, WV merged into Raleigh County National Bank of Beckley, WV on Feb 7, 1983. After 2 more changes of hands, what was National Bankers Trust is today part of United Bank (Fairfax, VA).

1981
opened
1983
merged away
1
name it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1981
    National Bankers Trust opens in Bradley, WV
  2. Feb 7, 1983
    MERGEDNational Bankers Trust merged into Raleigh County National Bank of Beckley, WV.FDIC certificate 23440 ends; its business continues under certificate 9992.
  3. Jan 27, 1996
    MERGEDRaleigh County National Bank (by then renamed United National Bank - South) of Beckley, WV merged into United National Bank of Parkersburg, WV.FDIC certificate 9992 ends; its business continues under certificate 6784.
  4. Nov 11, 2017
    MERGEDUnited National Bank (by then renamed United Bank) of Parkersburg, WV merged into United Bank of Fairfax, VA.FDIC certificate 6784 ends; its business continues under certificate 22858.
  5. Today
    OPEN
    United BankMain office Fairfax, VA · FDIC certificate 22858 · 235 offices in 9 states on June 30, 2026

    Every United Bank office →   Website on file with the FDIC: www.bankwithunited.com

If you still have something from National Bankers Trust

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows National Bankers Trust as lienholder, start with United Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask United Bank to search for the account under the name National Bankers Trust. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask United Bank which branch now holds boxes from the National Bankers Trust office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 23440 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.