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Bank Branches › Closed and merged banks › California › First Mountain Bank

FDIC certificate 23544 · Big Bear Lake, CA

What happened to First Mountain Bank?

First Mountain Bank in Big Bear Lake, CA merged into Premier Business Bank of Los Angeles, CA on Jan 29, 2016. After 2 more changes of hands, what was First Mountain Bank is today part of Sunflower Bank, National Association (Dallas, TX).

1981
opened
2016
merged away
1
name it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1981
    First Mountain Bank opens in Big Bear Lake, CA
  2. Jan 29, 2016
    MERGEDFirst Mountain Bank merged into Premier Business Bank of Los Angeles, CA.FDIC certificate 23544 ends; its business continues under certificate 58261.
  3. Jun 1, 2018
    MERGEDPremier Business Bank of Los Angeles, CA merged into First Foundation Bank of Irvine, CA.FDIC certificate 58261 ends; its business continues under certificate 58647.
  4. Apr 1, 2026
    MERGEDFirst Foundation Bank of Irvine, CA merged into Sunflower Bank, National Association of Dallas, TX.FDIC certificate 58647 ends; its business continues under certificate 4767.
  5. Today
    OPEN
    Sunflower Bank, National AssociationMain office Dallas, TX · FDIC certificate 4767 · 102 offices in 10 states on June 30, 2026

    Every Sunflower Bank, National Association office →   Website on file with the FDIC: www.sunflowerbank.com

If you still have something from First Mountain Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows First Mountain Bank as lienholder, start with Sunflower Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Sunflower Bank, National Association to search for the account under the name First Mountain Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Sunflower Bank, National Association which branch now holds boxes from the First Mountain Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

5 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.

OfficeLast filed under itNow
40865 Big Bear BlvdBig Bear Lake, CA2015OpenSunflower Bank, National Association
32946d State Highway 18Lucerne Valley, CA2015OpenSunflower Bank, National Association
31565 Hilltop BlvdRunning Springs, CA2015OpenSunflower Bank, National Association
42142 Big Bear BoulevardBig Bear Lake, CA2013No longer reported
42007 Fox Farm Road, Unit 2-CBig Bear Lake, CA1996No longer reported

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 23544 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.