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Bank Branches › Closed and merged banks › Washington › First Heritage Bank

FDIC certificate 23626 · Snohomish, WA

What happened to First Heritage Bank?

First Heritage Bank in Snohomish, WA (earlier called First Heritage Bank of Snohomish) failed, and Columbia State Bank of Tacoma, WA took it over on May 27, 2011. After 1 more change of hands, what was First Heritage Bank is today part of Columbia Bank (Roseburg, OR).

1982
opened
2011
failed
2
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1982
    First Heritage Bank of Snohomish opens in Snohomish, WA
  2. May 6, 1992
    renamed First Heritage Bank
  3. May 27, 2011
    FAILEDFirst Heritage Bank failed, and Columbia State Bank of Tacoma, WA took it over.FDIC certificate 23626 ends; its business continues under certificate 33826.
  4. Mar 1, 2023
    MERGEDColumbia State Bank of Tacoma, WA merged into Umpqua Bank of Roseburg, OR.FDIC certificate 33826 ends; its business continues under certificate 17266.
  5. Today
    OPEN
    Columbia BankMain office Roseburg, OR · FDIC certificate 17266 · 360 offices in 8 states on June 30, 2026

    Every Columbia Bank office →   Website on file with the FDIC: www.columbiabank.com/

If you still have something from First Heritage Bank

A lien that was never released

First Heritage Bank failed on May 27, 2011. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Columbia Bank, which is worth asking too.

Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Columbia State Bank). Start with Columbia Bank, and ask them to search under the name First Heritage Bank.

For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Columbia Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

7 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.

OfficeLast filed under itNow
1810 Everett AveEverett, WA2010OpenColumbia Bank
167 Lincoln AvenueSnohomish, WA2010OpenColumbia Bank
19500 Highway 2Monroe, WA2010OpenColumbia Bank
404 North West AvenueArlington, WA2010OpenColumbia Bank
4217 94th Place NortheastMarysville, WA2010No longer reported
13300 Ne 175th StreetWoodinville, WA2010No longer reported
19009 - 33rd Avenue West, Suite 200Lynnwood, WA2008No longer reported

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 23626 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.