Bank Branches › Closed and merged banks › Mississippi › The Bank of the Delta
What happened to The Bank of the Delta?
The Bank of the Delta in Indianola, MS merged into Peoples Bank of Indianola of Indianola, MS on Oct 1, 1986. After 3 more changes of hands, what was The Bank of the Delta is today part of Community Bank of Mississippi (Flowood, MS).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1982The Bank of the Delta opens in Indianola, MS
- Oct 1, 1986MERGEDThe Bank of the Delta merged into Peoples Bank of Indianola of Indianola, MS.FDIC certificate 23747 ends; its business continues under certificate 1089.
- Jan 24, 2005MERGEDPeoples Bank of Indianola (by then renamed Community Bank, Indianola, National Association) of Indianola, MS merged into Community Bank, National Association of Memphis, TN.FDIC certificate 1089 ends; its business continues under certificate 34688.
- Mar 31, 2009MERGEDCommunity Bank, National Association of Memphis, TN merged into Community Bank, North Mississippi of Amory, MS.FDIC certificate 34688 ends; its business continues under certificate 11438.
- Jan 1, 2018MERGEDCommunity Bank, North Mississippi of Amory, MS merged into Community Bank of Mississippi of Flowood, MS.FDIC certificate 11438 ends; its business continues under certificate 8879.
- TodayOPEN
Community Bank of MississippiMain office Flowood, MS · FDIC certificate 8879 · 56 offices in 4 states on June 30, 2026Every Community Bank of Mississippi office → Website on file with the FDIC: www.communitybank.net
If you still have something from The Bank of the Delta
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The Bank of the Delta as lienholder, start with Community Bank of Mississippi. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Community Bank of Mississippi to search for the account under the name The Bank of the Delta. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Community Bank of Mississippi which branch now holds boxes from the The Bank of the Delta office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 23747 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.