Bank Branches › Closed and merged banks › Florida › Chemical Bank, FSB
What happened to Chemical Bank, FSB?
Chemical Bank, FSB in Palm Beach, FL (earlier called Chemical Trust Company of Florida, National Association and 1 other name) merged into Chase Manhattan Private Bank, National Association of Tampa, FL on Nov 7, 1996. After 2 more changes of hands, what was Chemical Bank, FSB is today part of JPMorgan Chase Bank, National Association (Columbus, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1982Chemical Trust Company of Florida, National Association opens in Palm Beach, FL
- Nov 3, 1987renamed Chemical Bank & Trust Company of Florida, National Association
- Dec 19, 1994renamed Chemical Bank, FSB
- Nov 7, 1996MERGEDChemical Bank, FSB merged into Chase Manhattan Private Bank, National Association of Tampa, FL.FDIC certificate 23890 ends; its business continues under certificate 26566.
- Dec 1, 2001MERGEDChase Manhattan Private Bank, National Association of Tampa, FL merged into J. P. Morgan Trust Company, National Association of Los Angeles, CA.FDIC certificate 26566 ends; its business continues under certificate 34696.
- Aug 16, 2008MERGEDJ. P. Morgan Trust Company, National Association of Los Angeles, CA merged into JPMorgan Chase Bank, National Association of Columbus, OH.FDIC certificate 34696 ends; its business continues under certificate 628.
- TodayOPEN
JPMorgan Chase Bank, National AssociationMain office Columbus, OH · FDIC certificate 628 · 5,141 offices in 49 states on June 30, 2026Every JPMorgan Chase Bank, National Association office → Website on file with the FDIC: www.jpmorganchase.com
If you still have something from Chemical Bank, FSB
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Chemical Bank, FSB as lienholder, start with JPMorgan Chase Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask JPMorgan Chase Bank, National Association to search for the account under the name Chemical Bank, FSB. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask JPMorgan Chase Bank, National Association which branch now holds boxes from the Chemical Bank, FSB office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
5 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 205 Royal Palm WayPalm Beach, FL | OpenJPMorgan Chase Bank, National Association |
| 4800 North Federal HighwayBoca Raton, FL | No longer reported |
| 4933 Tamiami Trail N., Suite 304Naples, FL | No longer reported |
| 1800 Century Park East, Suite 400Los Angeles, CA | No longer reported |
| 2 S. Biscayne Blvd., 22nd FloorMiami, FL | No longer reported |
Banks folded into Chemical Bank, FSB
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Chemical Trust Company of Florida, National AssociationBoca Raton, FL | Mar 11, 1992 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 23890 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.