Bank Branches › Closed and merged banks › California › Merchants Bank of Commerce
What happened to Merchants Bank of Commerce?
Merchants Bank of Commerce in Sacramento, CA (earlier called Redding Bank of Commerce) merged into Columbia State Bank of Tacoma, WA on Oct 1, 2021. After 1 more change of hands, what was Merchants Bank of Commerce is today part of Columbia Bank (Roseburg, OR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1982Redding Bank of Commerce opens in Sacramento, CA
- May 20, 2019renamed Merchants Bank of Commerce
- Oct 1, 2021MERGEDMerchants Bank of Commerce merged into Columbia State Bank of Tacoma, WA.FDIC certificate 24074 ends; its business continues under certificate 33826.
- Mar 1, 2023MERGEDColumbia State Bank of Tacoma, WA merged into Umpqua Bank of Roseburg, OR.FDIC certificate 33826 ends; its business continues under certificate 17266.
- TodayOPEN
Columbia BankMain office Roseburg, OR · FDIC certificate 17266 · 360 offices in 8 states on June 30, 2026Every Columbia Bank office → Website on file with the FDIC: www.columbiabank.com/
If you still have something from Merchants Bank of Commerce
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Merchants Bank of Commerce as lienholder, start with Columbia Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Columbia Bank to search for the account under the name Merchants Bank of Commerce. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Columbia Bank which branch now holds boxes from the Merchants Bank of Commerce office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
16 offices filed under this charter in some year from 1994 on. 8 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1951 Churn Creek RdRedding, CA | OpenColumbia Bank |
| 155 N Tehama StWillows, CA | OpenFirst Northern Bank of Dixon |
| 1015 7th StSacramento, CA | OpenColumbia Bank |
| 200 South BroadwayYreka, CA | OpenColumbia Bank |
| 3455 Placer St, Suite ARedding, CA | OpenColumbia Bank |
| 558 Market StColusa, CA | OpenFirst Northern Bank of Dixon |
| 328 Walker StOrland, CA | OpenFirst Northern Bank of Dixon |
| 1222 Solano StreetCorning, CA | OpenColumbia Bank |
| 1177 Placer StreetRedding, CA | No longer reported |
| 330 Hartnell Avenue, Suite ARedding, CA | No longer reported |
| 3939 Walnut AveCarmichael, CA | No longer reported |
| 1504 Eureka Road Suite 100Roseville, CA | No longer reported |
| 1015 7th StreetSacramento, CA | No longer reported |
| 1015 7th StreetSacramento, CA | No longer reported |
| 950 Tharp Road, Suite 800Yuba City, CA | No longer reported |
| 6950 Sunrise BoulevardCitrus Heights, CA | No longer reported |
Banks folded into Merchants Bank of Commerce
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| The Merchants National Bank of SacramentoSacramento, CA | Jan 31, 2019 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 24074 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.