Bank Branches › Closed and merged banks › West Virginia › Bank of Raleigh
What happened to Bank of Raleigh?
Bank of Raleigh in Beckley, WV merged into City National Bank of West Virginia of Charleston, WV on Apr 26, 1999. City National Bank of West Virginia is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1899Bank of Raleigh opens in Beckley, WV
- Apr 26, 1999MERGEDBank of Raleigh merged into City National Bank of West Virginia of Charleston, WV.FDIC certificate 2442 ends; its business continues under certificate 17735.
- TodayOPEN
City National Bank of West VirginiaMain office Charleston, WV · FDIC certificate 17735 · 95 offices in 4 states on June 30, 2026Every City National Bank of West Virginia office → Website on file with the FDIC: www.bankatcity.com
If you still have something from Bank of Raleigh
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Bank of Raleigh as lienholder, start with City National Bank of West Virginia. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask City National Bank of West Virginia to search for the account under the name Bank of Raleigh. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask City National Bank of West Virginia which branch now holds boxes from the Bank of Raleigh office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
9 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1 Park AveBeckley, WV | OpenCity National Bank of West Virginia |
| 101 S Kanawha StBeckley, WV | OpenCity National Bank of West Virginia |
| 5517 Robert C Byrd DrMount Hope, WV | OpenCity National Bank of West Virginia |
| 1723 Harper RdBeckley, WV | OpenCity National Bank of West Virginia |
| Route 307Beaver, WV | No longer reported |
| 133 Beckley CrossingBeckley, WV | No longer reported |
| State Route 15, Kroger Store #750Sophia, WV | No longer reported |
| 200 Main StreetBeckley, WV | No longer reported |
| US Route 19 and Lochgelly RoadOak Hill, WV | No longer reported |
Banks folded into Bank of Raleigh
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Beckley Federal Savings BankBeckley, WV | Sep 30, 1997 |
| Crossroads National BankBradley, WV | Sep 19, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 2442 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.