Bank Branches › Closed and merged banks › Nebraska › Points West Community Bank
What happened to Points West Community Bank?
Points West Community Bank in Sidney, NE (earlier called First National Bank of Sidney) merged into Points West Community Bank of Windsor, CO on Jan 1, 2020. Points West Community Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1980First National Bank of Sidney opens in Sidney, NE
- Dec 20, 2010renamed Points West Community Bank
- Jan 1, 2020MERGEDPoints West Community Bank merged into Points West Community Bank of Windsor, CO.FDIC certificate 25127 ends; its business continues under certificate 3031.
- TodayOPEN
Points West Community BankMain office Windsor, CO · FDIC certificate 3031 · 21 offices in 3 states on June 30, 2026Every Points West Community Bank office → Website on file with the FDIC: www.pwcbank.com
If you still have something from Points West Community Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Points West Community Bank as lienholder, start with Points West Community Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Points West Community Bank to search for the account under the name Points West Community Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Points West Community Bank which branch now holds boxes from the Points West Community Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
11 offices filed under this charter in some year from 1994 on. 11 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 809 Illinois StSidney, NE | OpenPoints West Community Bank |
| 2234 Main StTorrington, WY | OpenPoints West Community Bank |
| 774 2nd StChappell, NE | OpenPoints West Community Bank |
| 1632 E Richards StDouglas, WY | OpenPoints West Community Bank |
| 205 W 2nd StPine Bluffs, WY | OpenPoints West Community Bank |
| Third and Main StreetsLingle, WY | OpenPoints West Community Bank |
| 4th and BroadwayFullerton, NE | OpenPoints West Community Bank |
| 201 Chestnut StreetKimball, NE | OpenPoints West Community Bank |
| 301 Main StDalton, NE | OpenPoints West Community Bank |
| 102 Coldwater StLisco, NE | OpenPoints West Community Bank |
| 420 Glover RdSidney, NE | OpenPoints West Community Bank |
Banks folded into Points West Community Bank
6 banks merged directly into this charter; counting the banks those had absorbed earlier, 7 charters end up inside it.
| Bank | Ended |
|---|---|
| The Fullerton National BankFullerton, NE | Jan 1, 2018 |
| Lisco State BankLisco, NE | Dec 2, 2013 |
| First National Bank, TorringtonTorrington, WY | Sep 12, 2005 |
| Deuel County State BankChappell, NE | Oct 31, 2003 |
| The American National Bank of KimballKimball, NE | Sep 7, 2002 |
| Dalton State BankDalton, NE | Jan 1, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 25127 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.