Bank Branches › Closed and merged banks › California › CivicBank of Commerce
What happened to CivicBank of Commerce?
CivicBank of Commerce in Oakland, CA merged into City National Bank of Los Angeles, CA on Feb 28, 2002. City National Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1984CivicBank of Commerce opens in Oakland, CA
- Feb 28, 2002MERGEDCivicBank of Commerce merged into City National Bank of Los Angeles, CA.FDIC certificate 25797 ends; its business continues under certificate 17281.
- TodayOPEN
City National BankMain office Los Angeles, CA · FDIC certificate 17281 · 66 offices in 8 states on June 30, 2026Every City National Bank office → Website on file with the FDIC: www.cnb.com
If you still have something from CivicBank of Commerce
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows CivicBank of Commerce as lienholder, start with City National Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask City National Bank to search for the account under the name CivicBank of Commerce. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask City National Bank which branch now holds boxes from the CivicBank of Commerce office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
12 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1180 BroadwayOakland, CA | OpenCity National Bank |
| 3448 Deer Valley RdAntioch, CA | OpenBAC Community Bank |
| 2090 Diamond BlvdConcord, CA | OpenBAC Community Bank |
| 1100 San Leandro Boulevard, Suite 100San Leandro, CA | No longer reported |
| 2201 Walnut Avenue, Suite 100Fremont, CA | No longer reported |
| 2101 Webster Street, 14th FloorOakland, CA | No longer reported |
| 2999 Oak Road Suite 110Walnut Creek, CA | No longer reported |
| 1940 Tice Valley BoulevardWalnut Creek, CA | No longer reported |
| 742 Bancroft RoadWalnut Creek, CA | No longer reported |
| 250 Cambridge Avenue Suite 203Palo Alto, CA | No longer reported |
| 6730 Mesa Ridge Road, Suite DSan Diego, CA | No longer reported |
| 1320 Willow Pass Road, Suite 100Concord, CA | No longer reported |
Banks folded into CivicBank of Commerce
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| East County BankAntioch, CA | Mar 1, 2000 |
| Meridian National BankConcord, CA | Jan 1, 1990 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 25797 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.