Bank Branches › Closed and merged banks › Texas › The Oaks Bank & Trust Company
What happened to The Oaks Bank & Trust Company?
The Oaks Bank & Trust Company in Dallas, TX merged into Premier Bank of Jefferson City, MO on Dec 30, 2005. After 2 more changes of hands, what was The Oaks Bank & Trust Company is today part of First Mid Bank & Trust, National Association (Mattoon, IL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1985The Oaks Bank & Trust Company opens in Dallas, TX
- Dec 30, 2005MERGEDThe Oaks Bank & Trust Company merged into Premier Bank of Jefferson City, MO.FDIC certificate 26264 ends; its business continues under certificate 34016.
- Oct 15, 2010FAILEDPremier Bank of Jefferson City, MO failed, and Providence Bank of Columbia, MO took it over.FDIC certificate 34016 ends; its business continues under certificate 1643.
- May 14, 2021MERGEDProvidence Bank of Columbia, MO merged into First Mid Bank & Trust, National Association of Mattoon, IL.FDIC certificate 1643 ends; its business continues under certificate 3705.
- TodayOPEN
First Mid Bank & Trust, National AssociationMain office Mattoon, IL · FDIC certificate 3705 · 87 offices in 5 states on June 30, 2026Every First Mid Bank & Trust, National Association office → Website on file with the FDIC: www.firstmid.com
If you still have something from The Oaks Bank & Trust Company
A lien that was never released
Premier Bank failed on Oct 15, 2010. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to First Mid Bank & Trust, National Association, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Providence Bank). Start with First Mid Bank & Trust, National Association, and ask them to search under the name The Oaks Bank & Trust Company.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask First Mid Bank & Trust, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
5 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1115 S Main StGrapevine, TX | OpenFirst Mid Bank & Trust, National Association |
| 338 S Cedar Ridge DrDuncanville, TX | OpenFifth Third Bank, National Association |
| 17370 Preston Road, Suite 410Dallas, TX | No longer reported |
| 1901 North Central ExpresswayRichardson, TX | No longer reported |
| 2522 Mckinney AvenueDallas, TX | No longer reported |
Banks folded into The Oaks Bank & Trust Company
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| The Energy Bank, National AssociationDallas, TX | May 16, 1985 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 26264 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.