Bank Branches › Closed and merged banks › Colorado › Peak National Bank
What happened to Peak National Bank?
Peak National Bank in Nederland, CO (earlier called Nederland National Bank) merged into Mutual of Omaha Bank of Omaha, NE on Oct 30, 2007. After 2 more changes of hands, what was Peak National Bank is today part of First-Citizens Bank & Trust Company (Raleigh, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1986Nederland National Bank opens in Nederland, CO
- Apr 26, 1990renamed Peak National Bank
- Oct 30, 2007MERGEDPeak National Bank merged into Mutual of Omaha Bank of Omaha, NE.FDIC certificate 26751 ends; its business continues under certificate 32325.
- Jan 1, 2020MERGEDMutual of Omaha Bank of Omaha, NE merged into CIT Bank, National Association of Pasadena, CA.FDIC certificate 32325 ends; its business continues under certificate 58978.
- Jan 4, 2022MERGEDCIT Bank, National Association of Pasadena, CA merged into First-Citizens Bank & Trust Company of Raleigh, NC.FDIC certificate 58978 ends; its business continues under certificate 11063.
- TodayOPEN
First-Citizens Bank & Trust CompanyMain office Raleigh, NC · FDIC certificate 11063 · 518 offices in 23 states on June 30, 2026Every First-Citizens Bank & Trust Company office → Website on file with the FDIC: www.firstcitizens.com
If you still have something from Peak National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Peak National Bank as lienholder, start with First-Citizens Bank & Trust Company. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First-Citizens Bank & Trust Company to search for the account under the name Peak National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First-Citizens Bank & Trust Company which branch now holds boxes from the Peak National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
7 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1248 Bergen PkwyEvergreen, CO | OpenUMB Bank, National Association |
| 26679 Pleasant Park RdConifer, CO | OpenUMB Bank, National Association |
| 770 Heritage RdGolden, CO | OpenUMB Bank, National Association |
| 5675 Dtc Blvd, Ste 100Greenwood Village, CO | No longer reported |
| 1744 Miner Street, P.O. Box 3309Idaho Springs, CO | No longer reported |
| 9125 Commerce Center CircleHighlands Ranch, CO | No longer reported |
| 26 South Highway 119, P.O. Box 69Nederland, CO | No longer reported |
Banks folded into Peak National Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| First State BankIdaho Springs, CO | Dec 31, 2005 |
| Bergen Park National BankEvergreen, CO | Apr 20, 1990 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 26751 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.