Bank Branches › Closed and merged banks › Missouri › Union Planters Bank of Southeast Missouri
What happened to Union Planters Bank of Southeast Missouri?
Union Planters Bank of Southeast Missouri in Cape Girardeau, MO (earlier called Delta Counties Bank and 2 other names) merged into Union Planters Bank of Mississippi County of Cape Girardeau, MO on Dec 1, 1997. After 2 more changes of hands, what was Union Planters Bank of Southeast Missouri is today part of Regions Bank (Birmingham, AL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1986Delta Counties Bank opens in Cape Girardeau, MO
- Aug 31, 1990renamed Capital Bank of Sikeston
- Jan 3, 1996renamed Union Planters Bank of Sikeston
- Dec 2, 1996renamed Union Planters Bank of Southeast Missouri
- Dec 1, 1997MERGEDUnion Planters Bank of Southeast Missouri merged into Union Planters Bank of Mississippi County of Cape Girardeau, MO.FDIC certificate 26859 ends; its business continues under certificate 1614.
- Jan 1, 1998MERGEDUnion Planters Bank of Mississippi County (by then renamed Union Planters Bank of Southeast Missouri) of Cape Girardeau, MO merged into Union Planters Bank, National Association of Memphis, TN.FDIC certificate 1614 ends; its business continues under certificate 4979.
- Jun 30, 2005MERGEDUnion Planters Bank, National Association of Memphis, TN merged into Regions Bank of Birmingham, AL.FDIC certificate 4979 ends; its business continues under certificate 12368.
- TodayOPEN
Regions BankMain office Birmingham, AL · FDIC certificate 12368 · 1,245 offices in 16 states on June 30, 2026Every Regions Bank office → Website on file with the FDIC: www.regions.com
If you still have something from Union Planters Bank of Southeast Missouri
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Union Planters Bank of Southeast Missouri as lienholder, start with Regions Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Regions Bank to search for the account under the name Union Planters Bank of Southeast Missouri. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Regions Bank which branch now holds boxes from the Union Planters Bank of Southeast Missouri office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
22 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 320 N Main StPerryville, MO | OpenRegions Bank |
| 425 N Main StSikeston, MO | OpenRegions Bank |
| 2210 E Jackson BlvdJackson, MO | OpenRegions Bank |
| 310 N Ruth StAdvance, MO | OpenSouthern Bank |
| 1028 W Business Us Highway 60Dexter, MO | OpenRegions Bank |
| 675 Center DrSte. Genevieve, MO | OpenRegions Bank |
| Highway 34 and 51Marble Hill, MO | No longer reported |
| 2400 Main StreetScott City, MO | No longer reported |
| 1200 State Highway WOran, MO | No longer reported |
| New Madrid and Missouri StreetsBenton, MO | No longer reported |
| 303 South KingshighwaySikeston, MO | No longer reported |
| Highway 51 and Alma DrivePerryville, MO | No longer reported |
| 140 South Walnut StreetDexter, MO | No longer reported |
| 2001 North Westwood BlvdPoplar Bluff, MO | No longer reported |
| 101 South Mount Auburn RoadCape Girardeau, MO | No longer reported |
| 101 West Main StreetJackson, MO | No longer reported |
| 727 West MainJackson, MO | No longer reported |
| 325 BroadwayCape Girardeau, MO | No longer reported |
| 127 E. Main StreetEast Prairie, MO | No longer reported |
| 601 U.S. Highway 61New Madrid, MO | No longer reported |
| 1205 South Main StreetSikeston, MO | No longer reported |
| Main StreetMatthews, MO | No longer reported |
Banks folded into Union Planters Bank of Southeast Missouri
4 banks merged directly into this charter; counting the banks those had absorbed earlier, 12 charters end up inside it.
| Bank | Ended |
|---|---|
| First Financial Bank of Ste. Genevieve CountySte. Genevieve, MO | May 30, 1997 |
| Citizens First Financial BankDexter, MO | May 30, 1997 |
| First Financial Bank of Southeast MissouriSikeston, MO | May 30, 1997 |
| Union Planters Bank of Southeast MissouriCape Girardeau, MO | Dec 2, 1996 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 26859 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.