Bank Branches › Closed and merged banks › Pennsylvania › Prime Bank
What happened to Prime Bank?
Prime Bank in Philadelphia, PA (earlier called First Sterling Bank) merged into Summit Bank of Bethlehem, PA on Sep 18, 1999. After 2 more changes of hands, what was Prime Bank is today part of Bank of America, National Association (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1988First Sterling Bank opens in Philadelphia, PA
- Oct 2, 1997renamed Prime Bank
- Sep 18, 1999MERGEDPrime Bank merged into Summit Bank of Bethlehem, PA.FDIC certificate 27261 ends; its business continues under certificate 7406.
- Mar 1, 2001MERGEDSummit Bank of Bethlehem, PA merged into Fleet National Bank of Providence, RI.FDIC certificate 7406 ends; its business continues under certificate 2558.
- Jun 13, 2005MERGEDFleet National Bank of Providence, RI merged into Bank of America, National Association of Charlotte, NC.FDIC certificate 2558 ends; its business continues under certificate 3510.
- TodayOPEN
Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026Every Bank of America, National Association office → Website on file with the FDIC: www.bankofamerica.com
If you still have something from Prime Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Prime Bank as lienholder, start with Bank of America, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Bank of America, National Association to search for the account under the name Prime Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Bank of America, National Association which branch now holds boxes from the Prime Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
24 offices filed under this charter in some year from 1994 on. 9 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 616 Old York Road, Cloverly PlazaJenkintown, PA | OpenBank of America, National Association |
| 4610 City AvePhiladelphia, PA | OpenBank of America, National Association |
| 646 W Lancaster AveBryn Mawr, PA | OpenBank of America, National Association |
| 101 W Baltimore AveMedia, PA | OpenBank of America, National Association |
| 100 Welsh Rd, Unit NHorsham, PA | OpenBank of America, National Association |
| 1818 Market StPhiladelphia, PA | OpenBank of America, National Association |
| 723 Street RdSouthampton, PA | OpenBank of America, National Association |
| 1841 E Allegheny AvePhiladelphia, PA | OpenBank of America, National Association |
| 219 E Lancaster AveWayne, PA | OpenBank of America, National Association |
| 6425 Rising Sun AvePhiladelphia, PA | No longer reported |
| 423 East Girard AvenuePhiladelphia, PA | No longer reported |
| 1000 Cottman AvenuePhiladelphia, PA | No longer reported |
| 14425 Bustleton AvenuePhiladelphia, PA | No longer reported |
| 8500 Germantown AvenuePhiladelphia, PA | No longer reported |
| 1695 Grant AvenuePhiladelphia, PA | No longer reported |
| 503 S. Oxford Valley RoadFairless Hills, PA | No longer reported |
| 10 South Main StreetYardley, PA | No longer reported |
| 195 Bristol Oxford Valley RoadLanghorne, PA | No longer reported |
| 984 Second Street PikeRichboro, PA | No longer reported |
| 80 West Lancaster AvenueDevon, PA | No longer reported |
| 618 Welsh RoadHuntingdon Valley, PA | No longer reported |
| 101 East Moreland RoadWillow Grove, PA | No longer reported |
| 661 West Germantown PikePlymouth Meeting, PA | No longer reported |
| 521 Stump RoadNorth Wales, PA | No longer reported |
Banks folded into Prime Bank
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.
| Bank | Ended |
|---|---|
| Prime BankPhiladelphia, PA | Oct 2, 1997 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27261 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.