Bank Branches › Closed and merged banks › California › Central Coast National Bank
What happened to Central Coast National Bank?
Central Coast National Bank in Arroyo Grande, CA merged into Santa Lucia National Bank of Atascadero, CA on Jul 7, 1995. After 4 more changes of hands, what was Central Coast National Bank is today part of Columbia Bank (Roseburg, OR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1988Central Coast National Bank opens in Arroyo Grande, CA
- Jul 7, 1995MERGEDCentral Coast National Bank merged into Santa Lucia National Bank of Atascadero, CA.FDIC certificate 27352 ends; its business continues under certificate 26418.
- Oct 22, 2011MERGEDSanta Lucia National Bank (by then renamed Santa Lucia Bank) of Atascadero, CA merged into Mission Community Bank of San Luis Obispo, CA.FDIC certificate 26418 ends; its business continues under certificate 34462.
- Feb 28, 2014MERGEDMission Community Bank of San Luis Obispo, CA merged into Heritage Oaks Bank of Paso Robles, CA.FDIC certificate 34462 ends; its business continues under certificate 24229.
- Apr 1, 2017MERGEDHeritage Oaks Bank of Paso Robles, CA merged into Pacific Premier Bank of Irvine, CA.FDIC certificate 24229 ends; its business continues under certificate 32172.
- Sep 1, 2025MERGEDPacific Premier Bank (by then renamed Pacific Premier Bank, National Association) of Irvine, CA merged into Columbia Bank of Roseburg, OR.FDIC certificate 32172 ends; its business continues under certificate 17266.
- TodayOPEN
Columbia BankMain office Roseburg, OR · FDIC certificate 17266 · 360 offices in 8 states on June 30, 2026Every Columbia Bank office → Website on file with the FDIC: www.columbiabank.com/
If you still have something from Central Coast National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Central Coast National Bank as lienholder, start with Columbia Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Columbia Bank to search for the account under the name Central Coast National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Columbia Bank which branch now holds boxes from the Central Coast National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
1 office filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1530 E Grand AveArroyo Grande, CA | OpenColumbia Bank |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27352 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.