Bank Branches › Closed and merged banks › Florida › Provident Bank of Florida
What happened to Provident Bank of Florida?
Provident Bank of Florida in Sarasota, FL (earlier called South Hillsborough Community Bank) merged into The Provident Bank of Cincinnati, OH on Dec 1, 2000. After 2 more changes of hands, what was Provident Bank of Florida is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1988South Hillsborough Community Bank opens in Sarasota, FL
- Jun 2, 1997renamed Provident Bank of Florida
- Dec 1, 2000MERGEDProvident Bank of Florida merged into The Provident Bank of Cincinnati, OH.FDIC certificate 27383 ends; its business continues under certificate 744.
- Mar 4, 2005MERGEDThe Provident Bank of Cincinnati, OH merged into National City Bank of Cleveland, OH.FDIC certificate 744 ends; its business continues under certificate 6557.
- Nov 6, 2009MERGEDNational City Bank of Cleveland, OH merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 6557 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Provident Bank of Florida
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Provident Bank of Florida as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name Provident Bank of Florida. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the Provident Bank of Florida office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1549 Ringling BlvdSarasota, FL | OpenPNC Bank, National Association |
| 5440 Clark RdSarasota, FL | OpenPNC Bank, National Association |
| 112 S Pebble Beach BlvdSun City Center, FL | OpenPNC Bank, National Association |
| 3500 S Osprey AveSarasota, FL | OpenPNC Bank, National Association |
| 5520 Fruitville RdSarasota, FL | OpenPNC Bank, National Association |
| 11015 Bloomingdale AveRiverview, FL | OpenPNC Bank, National Association |
| 4565 14th Street, West, Suite 110Bradenton, FL | No longer reported |
| 5530 Cortez Road WestBradenton, FL | No longer reported |
| 3260 Gulf Gate DriveSarasota, FL | No longer reported |
| 6542 US Highway 41 NorthApollo Beach, FL | No longer reported |
Banks folded into Provident Bank of Florida
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Enterprise National Bank of SarasotaSarasota, FL | Oct 20, 1997 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27383 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.