Bank Branches › Closed and merged banks › Florida › First National Bank of Florida
What happened to First National Bank of Florida?
First National Bank of Florida in Naples, FL (earlier called First National Bank of Naples) merged into Fifth Third Bank of Grand Rapids, MI on Jan 1, 2005. After 1 more change of hands, what was First National Bank of Florida is today part of Fifth Third Bank, National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1989First National Bank of Naples opens in Naples, FL
- Feb 16, 2001renamed First National Bank of Florida
- Jan 1, 2005MERGEDFirst National Bank of Florida merged into Fifth Third Bank of Grand Rapids, MI.FDIC certificate 27538 ends; its business continues under certificate 993.
- Sep 30, 2009MERGEDFifth Third Bank of Grand Rapids, MI merged into Fifth Third Bank of Cincinnati, OH.FDIC certificate 993 ends; its business continues under certificate 6672.
- TodayOPEN
Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026Every Fifth Third Bank, National Association office → Website on file with the FDIC: www.53.com
If you still have something from First National Bank of Florida
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First National Bank of Florida as lienholder, start with Fifth Third Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Fifth Third Bank, National Association to search for the account under the name First National Bank of Florida. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Fifth Third Bank, National Association which branch now holds boxes from the First National Bank of Florida office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
62 offices filed under this charter in some year from 1994 on. 38 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 201 E Kennedy BlvdTampa, FL | OpenFifth Third Bank, National Association |
| 8771 Tamiami Trl NNaples, FL | OpenFifth Third Bank, National Association |
| 11710 Martin Luther King Blvd ESeffner, FL | OpenFifth Third Bank, National Association |
| 2100 Tamiami Trl NNaples, FL | OpenFifth Third Bank, National Association |
| 650 E Elkcam CirMarco Island, FL | OpenFifth Third Bank, National Association |
| 1425 E Venice AveVenice, FL | OpenFifth Third Bank, National Association |
| 2724 Del Prado Blvd SCape Coral, FL | OpenFifth Third Bank, National Association |
| 1641 Jacaranda BlvdVenice, FL | OpenFifth Third Bank, National Association |
| 2915 Colonial BlvdFort Myers, FL | OpenFifth Third Bank, National Association |
| 18120 Tamiami TrlNorth Port, FL | OpenFifth Third Bank, National Association |
| 1801 Ne Pine Island RdCape Coral, FL | OpenFifth Third Bank, National Association |
| 2035 Cattlemen RdSarasota, FL | OpenFifth Third Bank, National Association |
| 7925 Airport Rd NNaples, FL | OpenFifth Third Bank, National Association |
| 100 Island WayClearwater, FL | OpenFifth Third Bank, National Association |
| 10899 Park BlvdSeminole, FL | OpenFifth Third Bank, National Association |
| 100 S Orlando AveMaitland, FL | OpenFifth Third Bank, National Association |
| 3402 Lithia Pinecrest RdValrico, FL | OpenFifth Third Bank, National Association |
| 5 Alafaya Woods BlvdOviedo, FL | OpenFifth Third Bank, National Association |
| 8800 W Terry StBonita Springs, FL | OpenFifth Third Bank, National Association |
| 1027 Nebraska AvePalm Harbor, FL | OpenFifth Third Bank, National Association |
| 12360 Indian Rocks RdLargo, FL | OpenFifth Third Bank, National Association |
| 1600b Cape Coral Pkwy ECape Coral, FL | OpenFifth Third Bank, National Association |
| 3117 W Columbus DrTampa, FL | OpenFifth Third Bank, National Association |
| 180 Treasure Island CausewayTreasure Island, FL | OpenFifth Third Bank, National Association |
| 1020 U.S. Highway 41North Ruskin, FL | OpenFifth Third Bank, National Association |
| 1100 E Lake RdPalm Harbor, FL | OpenFifth Third Bank, National Association |
| 2508 State Road 580Clearwater, FL | OpenFifth Third Bank, National Association |
| 4301 34th Street SouthSaint Petersburg, FL | OpenFifth Third Bank, National Association |
| 1401 Lee Rd, Ste 100Orlando, FL | OpenFifth Third Bank, National Association |
| 9450 W Linebaugh AveTampa, FL | OpenFifth Third Bank, National Association |
| 4570 Thomasson LnNaples, FL | OpenFifth Third Bank, National Association |
| 1901 W Swann AveTampa, FL | OpenFifth Third Bank, National Association |
| 4794 Golden Gate PkwyNaples, FL | OpenFifth Third Bank, National Association |
| 18395 Gulf BlvdIndian Shores, FL | OpenFifth Third Bank, National Association |
| 2001 E Adamo DrTampa, FL | OpenFifth Third Bank, National Association |
| 13361 49th St NClearwater, FL | OpenFifth Third Bank, National Association |
| 11281 Ulmerton RdLargo, FL | OpenFifth Third Bank, National Association |
| 1150 Cleveland StClearwater, FL | OpenFifth Third Bank, National Association |
| 900 Goodlette RdNaples, FL | No longer reported |
| 4025 Radio RoadNaples, FL | No longer reported |
Banks folded into First National Bank of Florida
10 banks merged directly into this charter; counting the banks those had absorbed earlier, 14 charters end up inside it.
| Bank | Ended |
|---|---|
| First Bradenton BankBradenton, FL | Nov 30, 2004 |
| Southern Community Bank of Central FloridaOrlando, FL | Sep 3, 2004 |
| Southern Community Bank of Southwest FloridaBonita Springs, FL | Sep 3, 2004 |
| Southern Community Bank of South FloridaBoca Raton, FL | Sep 3, 2004 |
| Southern Exchange BankTampa, FL | Oct 11, 2003 |
| Bank of Central FloridaOrange County, FL | Jan 31, 2002 |
| Citizens Community Bank of FloridaMarco Island, FL | Jun 15, 2001 |
| First National Bank of Fort MyersFort Myers, FL | Feb 16, 2001 |
| Cape Coral National BankCape Coral, FL | Feb 16, 2001 |
| Mercantile Bank of NaplesNaples, FL | Nov 20, 1997 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27538 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.