Bank Branches › Closed and merged banks › North Carolina › Unity Bank & Trust Company
What happened to Unity Bank & Trust Company?
Unity Bank & Trust Company in Rocky Mount, NC merged into Triangle Bank of Raleigh, NC on May 12, 1995. After 2 more changes of hands, what was Unity Bank & Trust Company is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1989Unity Bank & Trust Company opens in Rocky Mount, NC
- May 12, 1995MERGEDUnity Bank & Trust Company merged into Triangle Bank of Raleigh, NC.FDIC certificate 27585 ends; its business continues under certificate 27145.
- Feb 19, 2000MERGEDTriangle Bank of Raleigh, NC merged into Centura Bank of Raleigh, NC.FDIC certificate 27145 ends; its business continues under certificate 33184.
- Mar 2, 2012MERGEDCentura Bank (by then renamed RBC Bank (USA)) of Raleigh, NC merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 33184 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Unity Bank & Trust Company
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Unity Bank & Trust Company as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name Unity Bank & Trust Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the Unity Bank & Trust Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
14 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 810 Main StScotland Neck, NC | OpenSouthern Bank and Trust Company |
| 2100 North Main StreetTarboro, NC | No longer reported |
| 101 White StreetWhitakers, NC | No longer reported |
| 200 Main StreetSeaboard, NC | No longer reported |
| Commerce StreetHobgood, NC | No longer reported |
| 3920 South Hathaway Blvd.Sharpsburg, NC | No longer reported |
| 6374 Deans StreetBailey, NC | No longer reported |
| 102 East Branch StreetSpring Hope, NC | No longer reported |
| 301 W Battleboro AvenueBattleboro, NC | No longer reported |
| 450 North Winstead AvenueRocky Mount, NC | No longer reported |
| 109 Nash StreetMiddlesex, NC | No longer reported |
| 343 West Washington StreetNashville, NC | No longer reported |
| Highway 43Red Oak, NC | No longer reported |
| 115 North Church StreetRocky Mount, NC | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27585 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.