Bank Branches › Closed and merged banks › Ohio › Merchants and Mechanics Federal Savings Bank
What happened to Merchants and Mechanics Federal Savings Bank?
Merchants and Mechanics Federal Savings Bank in Springfield, OH (earlier called Merchants and Mechanics Federal Savings and Loan Association) failed, and Bank One, Dayton, National Association of Dayton, OH took it over on Aug 23, 1991. After 2 more changes of hands, what was Merchants and Mechanics Federal Savings Bank is today part of JPMorgan Chase Bank, National Association (Columbus, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1892Merchants and Mechanics Federal Savings and Loan Association opens in Springfield, OH
- May 18, 1990renamed Merchants and Mechanics Federal Savings Bank
- Aug 23, 1991FAILEDMerchants and Mechanics Federal Savings Bank failed, and Bank One, Dayton, National Association of Dayton, OH took it over.FDIC certificate 27693 ends; its business continues under certificate 6570.
- May 17, 1997MERGEDBank One, Dayton, National Association of Dayton, OH merged into Bank One, National Association of Columbus, OH.FDIC certificate 6570 ends; its business continues under certificate 6559.
- Nov 13, 2004MERGEDBank One, National Association of Columbus, OH merged into JPMorgan Chase Bank, National Association of Columbus, OH.FDIC certificate 6559 ends; its business continues under certificate 628.
- TodayOPEN
JPMorgan Chase Bank, National AssociationMain office Columbus, OH · FDIC certificate 628 · 5,141 offices in 49 states on June 30, 2026Every JPMorgan Chase Bank, National Association office → Website on file with the FDIC: www.jpmorganchase.com
If you still have something from Merchants and Mechanics Federal Savings Bank
A lien that was never released
Merchants and Mechanics Federal Savings Bank failed on Aug 23, 1991, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask JPMorgan Chase Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Bank One, Dayton, National Association). Start with JPMorgan Chase Bank, National Association, and ask them to search under the name Merchants and Mechanics Federal Savings Bank.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask JPMorgan Chase Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into Merchants and Mechanics Federal Savings Bank
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Union County Federal Savings and Loan AssociationMarysville, OH | May 31, 1981 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27693 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.