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Bank Branches › Closed and merged banks › Pennsylvania › ESB Bank

FDIC certificate 27708 · Ellwood City, PA

What happened to ESB Bank?

ESB Bank in Ellwood City, PA (earlier called Ellwood Federal Savings and Loan Association and 2 other names) merged into Wesbanco Bank, Inc. of Wheeling, WV on Feb 10, 2015. That bank is now called WesBanco Bank, Inc. (Wheeling, WV).

1915
opened
2015
merged away
4
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1915
    Ellwood Federal Savings and Loan Association opens in Ellwood City, PA
  2. Feb 28, 1990
    renamed Ellwood Federal Savings Bank
  3. Mar 30, 1995
    renamed ESB Bank, F.S.B.
  4. Jan 23, 2004
    renamed ESB Bank
  5. Feb 10, 2015
    MERGEDESB Bank merged into Wesbanco Bank, Inc. of Wheeling, WV.FDIC certificate 27708 ends; its business continues under certificate 803.
  6. Today
    OPEN
    WesBanco Bank, Inc.Main office Wheeling, WV · FDIC certificate 803 · 217 offices in 8 states on June 30, 2026

    Every WesBanco Bank, Inc. office →   Website on file with the FDIC: www.wesbanco.com

If you still have something from ESB Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows ESB Bank as lienholder, start with WesBanco Bank, Inc.. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask WesBanco Bank, Inc. to search for the account under the name ESB Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask WesBanco Bank, Inc. which branch now holds boxes from the ESB Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

33 offices filed under this charter in some year from 1994 on. 13 are still open as of June 30, 2026.

OfficeLast filed under itNow
2293 Brodhead RdAliquippa, PA2014OpenWesBanco Bank, Inc.
600 Lawrence AveEllwood City, PA2014OpenWesBanco Bank, Inc.
701 Corporation StBeaver, PA2014OpenWesBanco Bank, Inc.
2656 Ellwood RdNew Castle, PA2014OpenWesBanco Bank, Inc.
1427 7th AveBeaver Falls, PA2014OpenWesBanco Bank, Inc.
1060 Freeport RdPittsburgh, PA2014OpenWesBanco Bank, Inc.
3531 Brodhead RdMonaca, PA2014OpenWesBanco Bank, Inc.
1793 Mercer RdEllwood City, PA2014OpenWesBanco Bank, Inc.
2521 Darlington RdBeaver Falls, PA2014OpenWesBanco Bank, Inc.
1706 Lowrie StPittsburgh, PA2014OpenWesBanco Bank, Inc.
101 Wexford Bayne RdWexford, PA2014OpenWesBanco Bank, Inc.
3360 Wilmington RdNew Castle, PA2014OpenWesBanco Bank, Inc.
5035 Curry RdPittsburgh, PA2014OpenWesBanco Bank, Inc.
2630 Rochester RoadCranberry Township, PA2014No longer reported
831 Evans City RoadRenfrew, PA2014No longer reported
527 South Main StreetZelienople, PA2014No longer reported
506 Merchant StAmbridge, PA2014No longer reported
1555 Beaver RdBaden, PA2014No longer reported
800 Third AvenueNew Brighton, PA2014No longer reported
2301 Sheffield RoadAliquippa, PA2014No longer reported
807 Middle StreetPittsburgh, PA2014No longer reported
900 5th AveCoraopolis, PA2014No longer reported
1550 Beechview AvePittsburgh, PA2014No longer reported
233 Second StreetDarlington, PA2012No longer reported
Itin & Rhine StreetsPittsburgh, PA2012No longer reported
17 Northgate PlazaZelienople, PA2010No longer reported
849 Pittsburgh StreetSpringdale, PA2004No longer reported
1793 Mercer RoadEllwood City, PA2003No longer reported
1207 Brodhead RoadMonaca, PA2003No longer reported
3619 California AvenuePittsburgh, PA2003No longer reported
807 Middle StreetPittsburgh, PA2003No longer reported
Itin and Rhine StreetPittsburgh, PA2003No longer reported
101 Wexford Bayne RoadWexford, PA2003No longer reported

Banks folded into ESB Bank

5 banks merged directly into this charter; counting the banks those had absorbed earlier, 8 charters end up inside it.

BankEndedHow
Peoples Home Savings BankBeaver Falls, PAFeb 11, 2005merged
Workingmens Savings BankPittsburgh, PAOct 1, 2001merged
Spring Hill Savings Bank, FSBPittsburgh, PAMay 5, 2000merged
Troy Hill Federal Savings and Loan AssociationPittsburgh, PAJun 12, 1998merged
Economy Savings AssociationAliquippa, PAMar 30, 1995merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27708 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.