Bank Branches › Closed and merged banks › Illinois › Regency Savings Bank, A FSB
What happened to Regency Savings Bank, A FSB?
Regency Savings Bank, A FSB in Naperville, IL (earlier called Regency Federal Savings and Loan Association) merged into Park National Bank of Chicago, IL on Jan 1, 2006. After 1 more change of hands, what was Regency Savings Bank, A FSB is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1885Regency Federal Savings and Loan Association opens in Naperville, IL
- Sep 30, 1985renamed Regency Savings Bank, A FSB
- Jan 1, 2006MERGEDRegency Savings Bank, A FSB merged into Park National Bank of Chicago, IL.FDIC certificate 27770 ends; its business continues under certificate 11677.
- Oct 30, 2009FAILEDPark National Bank of Chicago, IL failed, and U.S. Bank National Association of Cincinnati, OH took it over.FDIC certificate 11677 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from Regency Savings Bank, A FSB
A lien that was never released
Park National Bank failed on Oct 30, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to U.S. Bank National Association, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, U.S. Bank National Association). Start with U.S. Bank National Association, and ask them to search under the name Regency Savings Bank, A FSB.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask U.S. Bank National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
27 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 24 North Washington StreetNaperville, IL | No longer reported |
| 1205 S Naper BlvdNaperville, IL | No longer reported |
| 698 S Route 59Naperville, IL | No longer reported |
| 11159 South Kedzie AveChicago, IL | No longer reported |
| 3515 W Irving Park RdChicago, IL | No longer reported |
| 225 West Joe Orr RdChicago Heights, IL | No longer reported |
| 5041 West 31st StCicero, IL | No longer reported |
| 2745 Flossmoor RdFlossmoor, IL | No longer reported |
| 18300 South Kedzie AveHomewood, IL | No longer reported |
| 808 W State StGeneva, IL | No longer reported |
| 9916 Santa Monica BlvdBeverly Hills, CA | No longer reported |
| 17953 Ventura BlvdEncino, CA | No longer reported |
| 11777 San Vicente Blvd, Rm 134Los Angeles, CA | No longer reported |
| 1800 Ave Of The Stars. Rm 110Los Angeles, CA | No longer reported |
| 35 N Lake AvePasadena, CA | No longer reported |
| 22733 Hawthorne BlvdTorrance, CA | No longer reported |
| 296 H StChula Vista, CA | No longer reported |
| 2755 Navajo RdEl Cajon, CA | No longer reported |
| 360 W Grand AveEscondido, CA | No longer reported |
| 7825 Fay AveLA Jolla, CA | No longer reported |
| 1145-346 San Marino DrLake San Marcos, CA | No longer reported |
| 1455 Frazee RdSan Diego, CA | No longer reported |
| 16710 Bernardo Center DrSan Diego, CA | No longer reported |
| 3180 University AveSan Diego, CA | No longer reported |
| 5100 Federal BlvdSan Diego, CA | No longer reported |
| 5407 Balboa AveSan Diego, CA | No longer reported |
| 111 East Side DrGeneva, IL | No longer reported |
Banks folded into Regency Savings Bank, A FSB
7 banks merged directly into this charter; counting the banks those had absorbed earlier, 13 charters end up inside it.
| Bank | Ended |
|---|---|
| Calumet Federal Savings and Loan AssociationChicago, IL | Apr 30, 1999 |
| Torrance Bank, S.S.B.Torrance, CA | Jul 1, 1996 |
| International Savings Bank, F.S.B.San Diego, CA | Jul 1, 1995 |
| Irving Federal Bank for Savings, F.S.B.Chicago, IL | Mar 18, 1994 |
| Republic Federal Savings BankNaperville, IL | Nov 6, 1992 |
| Naperville Federal Savings and Loan AssociationSt. Charles, IL | Oct 31, 1981 |
| Geneva Savings and Loan AssociationGeneva, IL | Oct 31, 1981 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27770 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.