Bank Branches › Closed and merged banks › Ohio › Centennial Bank
What happened to Centennial Bank?
Centennial Bank in Cincinnati, OH (earlier called Centennial Savings and Loan Company and 2 other names) merged into The Provident Bank of Cincinnati, OH on Feb 5, 2000. After 2 more changes of hands, what was Centennial Bank is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1876Centennial Savings and Loan Company opens in Cincinnati, OH
- May 10, 1990renamed Centennial Savings Bank, fsb
- Jan 27, 1994renamed Centennial Savings Bank
- Mar 19, 1999renamed Centennial Bank
- Feb 5, 2000MERGEDCentennial Bank merged into The Provident Bank of Cincinnati, OH.FDIC certificate 28111 ends; its business continues under certificate 744.
- Mar 4, 2005MERGEDThe Provident Bank of Cincinnati, OH merged into National City Bank of Cleveland, OH.FDIC certificate 744 ends; its business continues under certificate 6557.
- Nov 6, 2009MERGEDNational City Bank of Cleveland, OH merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 6557 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Centennial Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Centennial Bank as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name Centennial Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the Centennial Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
17 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 11100 Reading RdCincinnati, OH | OpenPNC Bank, National Association |
| 4144 Hunt RdCincinnati, OH | OpenPNC Bank, National Association |
| 8434 Vine StCincinnati, OH | OpenPNC Bank, National Association |
| 4221 Glenway AvenueCincinnati, OH | No longer reported |
| 5535 Glenway AveCincinnati, OH | No longer reported |
| 7136 Miami AvenueCincinnati, OH | No longer reported |
| 3916 Harrison AvenueCheviot, OH | No longer reported |
| 11700 Princeton RoadCincinnati, OH | No longer reported |
| 4555 Montgomery Rd.Cincinnati, OH | No longer reported |
| 5030 Delhi RoadCincinnati, OH | No longer reported |
| 5681 Rapid Run PikeCincinnati, OH | No longer reported |
| 7944 Beechmont AvenueCincinnati, OH | No longer reported |
| 9090 Colerain AvenueCincinnati, OH | No longer reported |
| 1040 Loveland-Madeira RoadLoveland, OH | No longer reported |
| 3777 Hamilton Cleves RoadHamilton, OH | No longer reported |
| 2010 Ferguson RoadCincinnati, OH | No longer reported |
| 4857 Glenway AvenueCincinnati, OH | No longer reported |
Banks folded into Centennial Bank
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 9 charters end up inside it.
| Bank | Ended |
|---|---|
| Fidelity Federal Savings BankNorwood, OH | Mar 19, 1999 |
| Glenway Loan and Deposit CompanyCincinnati, OH | Aug 24, 1993 |
| Western Hills Loan and Development CoCincinnati, OH | Mar 31, 1984 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28111 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.