Bank Branches › Closed and merged banks › Ohio › The Home Savings and Loan Company of Youngstown, Ohio
What happened to The Home Savings and Loan Company of Youngstown, Ohio?
The Home Savings and Loan Company of Youngstown, Ohio in Youngstown, OH (earlier called Home Savings and Loan Company) merged into Premier Bank & Trust of Youngstown, OH on Jan 31, 2017. After 2 more changes of hands, what was The Home Savings and Loan Company of Youngstown, Ohio is today part of WesBanco Bank, Inc. (Wheeling, WV).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1889Home Savings and Loan Company opens in Youngstown, OH
- Jul 1, 2003renamed The Home Savings and Loan Company of Youngstown, Ohio
- Jan 31, 2017MERGEDThe Home Savings and Loan Company of Youngstown, Ohio merged into Premier Bank & Trust of Youngstown, OH.FDIC certificate 28114 ends; its business continues under certificate 35385.
- Jan 31, 2020MERGEDPremier Bank & Trust (by then renamed Home Savings Bank) of Youngstown, OH merged into First Federal Bank of the Midwest of Youngstown, OH.FDIC certificate 35385 ends; its business continues under certificate 29845.
- Feb 28, 2025MERGEDFirst Federal Bank of the Midwest (by then renamed Premier Bank) of Youngstown, OH merged into WesBanco Bank, Inc. of Wheeling, WV.FDIC certificate 29845 ends; its business continues under certificate 803.
- TodayOPEN
WesBanco Bank, Inc.Main office Wheeling, WV · FDIC certificate 803 · 217 offices in 8 states on June 30, 2026Every WesBanco Bank, Inc. office → Website on file with the FDIC: www.wesbanco.com
If you still have something from The Home Savings and Loan Company of Youngstown, Ohio
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The Home Savings and Loan Company of Youngstown, Ohio as lienholder, start with WesBanco Bank, Inc.. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask WesBanco Bank, Inc. to search for the account under the name The Home Savings and Loan Company of Youngstown, Ohio. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask WesBanco Bank, Inc. which branch now holds boxes from the The Home Savings and Loan Company of Youngstown, Ohio office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
43 offices filed under this charter in some year from 1994 on. 25 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 7525 Market StYoungstown, OH | OpenWesBanco Bank, Inc. |
| 29 N Broad StCanfield, OH | OpenWesBanco Bank, Inc. |
| 202 S Main StPoland, OH | OpenWesBanco Bank, Inc. |
| 6030 Mahoning AveYoungstown, OH | OpenWesBanco Bank, Inc. |
| 15575 State Route 170East Liverpool, OH | OpenWesBanco Bank, Inc. |
| 32 State StStruthers, OH | OpenWesBanco Bank, Inc. |
| 3500 Belmont AveYoungstown, OH | OpenWesBanco Bank, Inc. |
| 4259 Kirk RdYoungstown, OH | OpenWesBanco Bank, Inc. |
| 650 E State StSalem, OH | OpenWesBanco Bank, Inc. |
| 14825 South AveColumbiana, OH | OpenWesBanco Bank, Inc. |
| 127 N Market StEast Palestine, OH | OpenWesBanco Bank, Inc. |
| 7707 Mentor AveMentor, OH | OpenWesBanco Bank, Inc. |
| 4625 N River Rd NeWarren, OH | OpenWesBanco Bank, Inc. |
| 50 W Main StNorwalk, OH | OpenWesBanco Bank, Inc. |
| 182 Tallmadge RdKent, OH | OpenWesBanco Bank, Inc. |
| 210 W Lincoln WayLisbon, OH | OpenWesBanco Bank, Inc. |
| 211 N Sandusky StBellevue, OH | OpenWesBanco Bank, Inc. |
| 1500 Bright RdFindlay, OH | OpenThe Union Bank Company |
| 48 E Market StTiffin, OH | OpenThe Croghan Colonial Bank |
| 301 S Myrtle AveWillard, OH | OpenWesBanco Bank, Inc. |
| 30 E Main StAshland, OH | OpenWesBanco Bank, Inc. |
| 980 Great East PlzNiles, OH | OpenWesBanco Bank, Inc. |
| 201 Meadowlands DrChardon, OH | OpenWesBanco Bank, Inc. |
| 796 W Market StTiffin, OH | OpenThe Croghan Colonial Bank |
| 910 Sean DrFremont, OH | OpenThe Croghan Colonial Bank |
| 427 Ohio AvenueMc Donald, OH | No longer reported |
| 530 Broadway StEast Liverpool, OH | No longer reported |
| 998 3rd StBeaver, PA | No longer reported |
| 7075 Aurora RdAurora, OH | No longer reported |
| 1130 State Route 303Streetsboro, OH | No longer reported |
| 600 South Main StreetNorth Canton, OH | No longer reported |
| 4112 Milan RdSandusky, OH | No longer reported |
| 40 East Main StreetLexington, OH | No longer reported |
| 2996 Mccartney RdYoungstown, OH | No longer reported |
| 4005 Hillman WayYoungstown, OH | No longer reported |
| One University Plaza, 1059-1060Youngstown, OH | No longer reported |
| 46635 Y & O RoadEast Liverpool, OH | No longer reported |
| 121 Blossom CentreWillard, OH | No longer reported |
| 225 North Main StClyde, OH | No longer reported |
| 321 W. State StreetFremont, OH | No longer reported |
Banks folded into The Home Savings and Loan Company of Youngstown, Ohio
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 6 charters end up inside it.
| Bank | Ended |
|---|---|
| Potters BankEast Liverpool, OH | Apr 1, 2002 |
| Industrial Savings and Loan AssociationBellevue, OH | Jul 1, 2001 |
| State Savings and Loan AssociationEast Palestine, OH | Nov 30, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28114 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.