Bank Branches › Closed and merged banks › Indiana › Harrington Bank, FSB
What happened to Harrington Bank, FSB?
Harrington Bank, FSB in Richmond, IN (earlier called The Peoples Home and Savings Association and 1 other name) merged into First National Bank & Trust of Kokomo, IN on Jan 18, 2002. After 1 more change of hands, what was Harrington Bank, FSB is today part of BMO Bank National Association (Chicago, IL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1889The Peoples Home and Savings Association opens in Richmond, IN
- Oct 31, 1984renamed Peoples Federal Savings Association
- Mar 21, 1994renamed Harrington Bank, FSB
- Jan 18, 2002MERGEDHarrington Bank, FSB merged into First National Bank & Trust of Kokomo, IN.FDIC certificate 28505 ends; its business continues under certificate 16298.
- May 12, 2007MERGEDFirst National Bank & Trust of Kokomo, IN merged into Harris National Association of Chicago, IL.FDIC certificate 16298 ends; its business continues under certificate 16571.
- TodayOPEN
BMO Bank National AssociationMain office Chicago, IL · FDIC certificate 16571 · 988 offices in 23 states on June 30, 2026Every BMO Bank National Association office → Website on file with the FDIC: www.bmo.com
If you still have something from Harrington Bank, FSB
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Harrington Bank, FSB as lienholder, start with BMO Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask BMO Bank National Association to search for the account under the name Harrington Bank, FSB. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask BMO Bank National Association which branch now holds boxes from the Harrington Bank, FSB office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 6300 Nall AveMission, KS | OpenArvest Bank |
| 7150 E 116th StFishers, IN | OpenBMO Bank National Association |
| 301 Kildaire RoadChapel Hill, NC | No longer reported |
| 11592 Westfield BlvdCarmel, IN | No longer reported |
| 107 West Logan StreetNoblesville, IN | No longer reported |
| 9775 Fall Creek RdIndianapolis, IN | No longer reported |
| 9775 Fall Creek RdIndianapolis, IN | No longer reported |
| 722 East Main StreetRichmond, IN | No longer reported |
| 1121 East Stop 11 RoadIndianapolis, IN | No longer reported |
| 5249 East Thompson RoadIndianapolis, IN | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28505 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.