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Bank Branches › Closed and merged banks › New Jersey › First Savings Bank of Little Falls, FSB

FDIC certificate 28541 · Little Falls, NJ

What happened to First Savings Bank of Little Falls, FSB?

First Savings Bank of Little Falls, FSB in Little Falls, NJ (earlier called The First Savings and Loan Association of Little Falls and 1 other name) merged into Great Falls Bank of Totowa, NJ on Apr 1, 1999. After 1 more change of hands, what was First Savings Bank of Little Falls, FSB is today part of Valley National Bank (Passaic, NJ).

1927
opened
1999
merged away
3
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1927
    The First Savings and Loan Association of Little Falls opens in Little Falls, NJ
  2. Nov 17, 1992
    renamed First Savings Bank of Little Falls, S.L.A.
  3. Apr 29, 1994
    renamed First Savings Bank of Little Falls, FSB
  4. Apr 1, 1999
    MERGEDFirst Savings Bank of Little Falls, FSB merged into Great Falls Bank of Totowa, NJ.FDIC certificate 28541 ends; its business continues under certificate 26480.
  5. Jul 1, 2008
    MERGEDGreat Falls Bank (by then renamed Greater Community Bank) of Totowa, NJ merged into Valley National Bank of Passaic, NJ.FDIC certificate 26480 ends; its business continues under certificate 9396.
  6. Today
    OPEN
    Valley National BankMain office Passaic, NJ · FDIC certificate 9396 · 228 offices in 6 states on June 30, 2026

    Every Valley National Bank office →   Website on file with the FDIC: www.valley.com

If you still have something from First Savings Bank of Little Falls, FSB

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows First Savings Bank of Little Falls, FSB as lienholder, start with Valley National Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Valley National Bank to search for the account under the name First Savings Bank of Little Falls, FSB. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Valley National Bank which branch now holds boxes from the First Savings Bank of Little Falls, FSB office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

3 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.

OfficeLast filed under itNow
115 Main StLittle Falls, NJ1998OpenValley National Bank
100 Washington AveLittle Ferry, NJ1998No longer reported
123 Newark Pompton TpkSingac, NJ1998No longer reported

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28541 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.