Bank Branches › Closed and merged banks › Missouri › Guaranty Bank
What happened to Guaranty Bank?
Guaranty Bank in Springfield, MO (earlier called Guaranty Federal Savings and Loan Association of Springfield and 2 other names) merged into Guaranty Bank of Springfield, MO on Apr 2, 2022. Guaranty Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1891Guaranty Federal Savings and Loan Association of Springfield opens in Springfield, MO
- Apr 7, 1995renamed Guaranty Federal Savings Bank
- Sep 11, 1995renamed Guaranty FSB
- Jun 28, 2003renamed Guaranty Bank
- Apr 2, 2022MERGEDGuaranty Bank merged into Guaranty Bank of Springfield, MO.FDIC certificate 28670 ends; its business continues under certificate 58892.
- TodayOPEN
Guaranty BankMain office Springfield, MO · FDIC certificate 58892 · 13 offices in 1 state on June 30, 2026Every Guaranty Bank office → Website on file with the FDIC: www.gbankmo.com
If you still have something from Guaranty Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Guaranty Bank as lienholder, start with Guaranty Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Guaranty Bank to search for the account under the name Guaranty Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Guaranty Bank which branch now holds boxes from the Guaranty Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
23 offices filed under this charter in some year from 1994 on. 12 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1341 W Battlefield StSpringfield, MO | OpenGuaranty Bank |
| 1701 W State Highway JOzark, MO | OpenGuaranty Bank |
| 709 W Mount Vernon StNixa, MO | OpenGuaranty Bank |
| 4343 S National AveSpringfield, MO | OpenGuaranty Bank |
| 312 W Central AveCarthage, MO | OpenGuaranty Bank |
| 2109 N Glenstone AveSpringfield, MO | OpenGuaranty Bank |
| 1909 W Kearney StSpringfield, MO | OpenGuaranty Bank |
| 1285 S Neosho BlvdNeosho, MO | OpenGuaranty Bank |
| 1429 E 32nd StJoplin, MO | OpenGuaranty Bank |
| 21196 Us Highway 71Pineville, MO | OpenFirst Community Bank |
| 3016 Mc Clelland BlvdJoplin, MO | OpenGuaranty Bank |
| 1936 S Range Line Rd, Ste AJoplin, MO | OpenGuaranty Bank |
| 2155 W Republic Rd Ste 100, Ste 100Springfield, MO | No longer reported |
| 1510 East SunshineSpringfield, MO | No longer reported |
| 2144 E. Republic Road, Suite F200Springfield, MO | No longer reported |
| 291 East Highway CcNixa, MO | No longer reported |
| 2435 Fairlawn DriveCarthage, MO | No longer reported |
| 901 Hwy DOronogo, MO | No longer reported |
| 1102 North Massey BoulevardNixa, MO | No longer reported |
| 1260 East St. LouisSpringfield, MO | No longer reported |
| 1707 West Battlefield RoadSpringfield, MO | No longer reported |
| 2843 East Sunshine RoadSpringfield, MO | No longer reported |
| 330 E WalnutSpringfield, MO | No longer reported |
Banks folded into Guaranty Bank
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Hometown Bank, National AssociationCarthage, MO | Jun 9, 2018 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28670 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.