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FDIC certificate 28831 · Valparaiso, IN

What happened to Indiana Federal Bank for Savings?

Indiana Federal Bank for Savings in Valparaiso, IN (earlier called Indiana Federal Savings and Loan Association) merged into Pinnacle Bank of Saint Joseph, MI on Aug 1, 1997. After 3 more changes of hands, what was Indiana Federal Bank for Savings is today part of Fifth Third Bank, National Association (Cincinnati, OH).

1934
opened
1997
merged away
2
names it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1934
    Indiana Federal Savings and Loan Association opens in Valparaiso, IN
  2. Sep 8, 1992
    renamed Indiana Federal Bank for Savings
  3. Aug 1, 1997
    MERGEDIndiana Federal Bank for Savings merged into Pinnacle Bank of Saint Joseph, MI.FDIC certificate 28831 ends; its business continues under certificate 8164.
  4. May 30, 2001
    MERGEDPinnacle Bank (by then renamed Fifth Third Bank, Indiana) of Saint Joseph, MI merged into Fifth Third Bank, Indiana of Indianapolis, IN.FDIC certificate 8164 ends; its business continues under certificate 34434.
  5. Dec 31, 2003
    MERGEDFifth Third Bank, Indiana of Indianapolis, IN merged into Fifth Third Bank of Grand Rapids, MI.FDIC certificate 34434 ends; its business continues under certificate 993.
  6. Sep 30, 2009
    MERGEDFifth Third Bank of Grand Rapids, MI merged into Fifth Third Bank of Cincinnati, OH.FDIC certificate 993 ends; its business continues under certificate 6672.
  7. Today
    OPEN
    Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026

    Every Fifth Third Bank, National Association office →   Website on file with the FDIC: www.53.com

If you still have something from Indiana Federal Bank for Savings

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Indiana Federal Bank for Savings as lienholder, start with Fifth Third Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Fifth Third Bank, National Association to search for the account under the name Indiana Federal Bank for Savings. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Fifth Third Bank, National Association which branch now holds boxes from the Indiana Federal Bank for Savings office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

16 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.

OfficeLast filed under itNow
2655 Willowcreek RdPortage, IN1997OpenFifth Third Bank, National Association
56 Washington StValparaiso, IN1997OpenFifth Third Bank, National Association
808 Vale Park RdValparaiso, IN1997OpenFifth Third Bank, National Association
310 E Joliet StCrown Point, IN1997OpenFifth Third Bank, National Association
201 N Van Rensselaer StRensselaer, IN1997OpenFifth Third Bank, National Association
1402 S Heaton StKnox, IN1997OpenFirst Farmers Bank & Trust Co.
2203 45th StreetHighland, IN1997No longer reported
6760 BroadwayMerrillville, IN1997No longer reported
8101 Polo Club Drive, Suite FMerrillville, IN1997No longer reported
302 BroadwayChesterton, IN1997No longer reported
6050 U.S. Highway 6Portage, IN1997No longer reported
2500 Morthland DrValparaiso, IN1997No longer reported
Main&jeffersonCulver, IN1997No longer reported
12455 AdamsGranger, IN1997No longer reported
310 LaneNorth Judson, IN1997No longer reported
101 BroadwaySan Pierre, IN1997No longer reported

Banks folded into Indiana Federal Bank for Savings

2 banks merged directly into this charter; counting the banks those had absorbed earlier, 4 charters end up inside it.

BankEndedHow
NorCen BankCulver, INFeb 1, 1995merged
American State BankNorth Judson, INDec 13, 1994merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28831 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.