Bank Branches › Closed and merged banks › Pennsylvania › Franklin First Savings Bank
What happened to Franklin First Savings Bank?
Franklin First Savings Bank in Wilkes-Barre, PA (earlier called Franklin First Federal Savings and Loan Association and 1 other name) merged into Manufacturers and Traders Trust Company of Buffalo, NY on Apr 1, 1998. Manufacturers and Traders Trust Company is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1934Franklin First Federal Savings and Loan Association opens in Wilkes-Barre, PA
- Jan 31, 1990renamed Franklin First Federal Savings Bank
- Apr 17, 1992renamed Franklin First Savings Bank
- Apr 1, 1998MERGEDFranklin First Savings Bank merged into Manufacturers and Traders Trust Company of Buffalo, NY.FDIC certificate 29136 ends; its business continues under certificate 588.
- TodayOPEN
Manufacturers and Traders Trust CompanyMain office Buffalo, NY · FDIC certificate 588 · 957 offices in 14 states on June 30, 2026Every Manufacturers and Traders Trust Company office → Website on file with the FDIC: www.mtb.com
If you still have something from Franklin First Savings Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Franklin First Savings Bank as lienholder, start with Manufacturers and Traders Trust Company. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Manufacturers and Traders Trust Company to search for the account under the name Franklin First Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Manufacturers and Traders Trust Company which branch now holds boxes from the Franklin First Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
20 offices filed under this charter in some year from 1994 on. 10 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2 Rachael DrPittston, PA | OpenManufacturers and Traders Trust Company |
| 800 Wyoming AveKingston, PA | OpenManufacturers and Traders Trust Company |
| 2839 Sr 309 HwyDallas, PA | OpenManufacturers and Traders Trust Company |
| 722 Sans Souci PkwyHanover Township, PA | OpenManufacturers and Traders Trust Company |
| 119 S. Mountain Blvd, Mountaintop ShMountain Top, PA | OpenManufacturers and Traders Trust Company |
| 1016 Wyoming AveWyoming, PA | OpenManufacturers and Traders Trust Company |
| 900 N 9th StStroudsburg, PA | OpenManufacturers and Traders Trust Company |
| 303 S Main StOld Forge, PA | OpenManufacturers and Traders Trust Company |
| 201 W Front StBerwick, PA | OpenManufacturers and Traders Trust Company |
| 411 Tioga West PlzTunkhannock, PA | OpenManufacturers and Traders Trust Company |
| 168 Memorial HwyShavertown, PA | No longer reported |
| 44 West Market StreetWilkes Barre, PA | No longer reported |
| 811 Kidder StreetWilkes-Barre, PA | No longer reported |
| 3 South Main StPittston, PA | No longer reported |
| 158 South River StreetPlains, PA | No longer reported |
| 463 West Main StreetPlymouth, PA | No longer reported |
| 25 Public SquareWilkes-Barre, PA | No longer reported |
| 22 Gateway Shopping CenterEdwardsville, PA | No longer reported |
| City Heights Shopping CenterWilkes-Barre, PA | No longer reported |
| Dallas Shopping CtrDallas, PA | No longer reported |
Banks folded into Franklin First Savings Bank
2 banks merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.
| Bank | Ended |
|---|---|
| First Federal Savings and Loan AssociationPittston, PA | Jul 16, 1982 |
| First Federal Savings and Loan AssociationWilkes-Barre, PA | Oct 31, 1978 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 29136 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.