Bank Branches › Closed and merged banks › Missouri › First Federal Savings and Loan Association of St Joseph
What happened to First Federal Savings and Loan Association of St Joseph?
First Federal Savings and Loan Association of St Joseph in St. Joseph, MO merged into Blue Valley Federal Savings and Loan Association of Kansas City, MO on Jun 30, 1983. After 3 more changes of hands, what was First Federal Savings and Loan Association of St Joseph is today part of UMB Bank, National Association (Kansas City, MO).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1935First Federal Savings and Loan Association of St Joseph opens in St. Joseph, MO
- Jun 30, 1983MERGEDFirst Federal Savings and Loan Association of St Joseph merged into Blue Valley Federal Savings and Loan Association of Kansas City, MO.FDIC certificate 29412 ends; its business continues under certificate 27974.
- Jun 15, 1990RESOLVEDBlue Valley Federal Savings and Loan Association of Kansas City, MO was closed in a federal resolution, and its business passed to United Missouri City Bank of Kansas City, MO.FDIC certificate 27974 ends; its business continues under certificate 16642. The FDIC's failure list dates the failure Feb 17, 1989.
- Mar 29, 1991MERGEDUnited Missouri City Bank of Kansas City, MO merged into United Missouri Bank of Kansas City, National Association of Kansas City, MO.FDIC certificate 16642 ends; its business continues under certificate 13601.
- Aug 28, 1999MERGEDUnited Missouri Bank of Kansas City, National Association (by then renamed UMB Bank, National Association) of Kansas City, MO merged into UMB Bank, National Association of Kansas City, MO.FDIC certificate 13601 ends; its business continues under certificate 8273.
- TodayOPEN
UMB Bank, National AssociationMain office Kansas City, MO · FDIC certificate 8273 · 192 offices in 14 states on June 30, 2026Every UMB Bank, National Association office → Website on file with the FDIC: www.umb.com
If you still have something from First Federal Savings and Loan Association of St Joseph
A lien that was never released
Blue Valley Federal Savings and Loan Association failed on Feb 17, 1989, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask UMB Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, United Missouri City Bank). Start with UMB Bank, National Association, and ask them to search under the name First Federal Savings and Loan Association of St Joseph.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask UMB Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 29412 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.