Bank Branches › Closed and merged banks › Ohio › First Federal Savings and Loan Association
What happened to First Federal Savings and Loan Association?
First Federal Savings and Loan Association in Toledo, OH failed, and First Federal Savings Association of Toledo of Toledo, OH took it over on Feb 28, 1991. After 2 more changes of hands, what was First Federal Savings and Loan Association is today part of Citizens Bank, National Association (Providence, RI).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1935First Federal Savings and Loan Association opens in Toledo, OH
- Feb 28, 1991FAILEDFirst Federal Savings and Loan Association failed, and First Federal Savings Association of Toledo of Toledo, OH took it over.FDIC certificate 29422 ends; its business continues under certificate 33327. The FDIC's failure list dates the failure Feb 1, 1991.
- Sep 27, 1991RESOLVEDFirst Federal Savings Association of Toledo of Toledo, OH was closed in a federal resolution, and its business passed to The First Federal Savings Bank of Cleveland, OH.FDIC certificate 33327 ends; its business continues under certificate 28932.
- Sep 1, 2007MERGEDThe First Federal Savings Bank (by then renamed Charter One Bank, National Association) of Cleveland, OH merged into RBS Citizens, National Association of Providence, RI.FDIC certificate 28932 ends; its business continues under certificate 57957.
- TodayOPEN
Citizens Bank, National AssociationMain office Providence, RI · FDIC certificate 57957 · 971 offices in 16 states on June 30, 2026Every Citizens Bank, National Association office → Website on file with the FDIC: www.citizensbank.com
If you still have something from First Federal Savings and Loan Association
A lien that was never released
First Federal Savings and Loan Association failed on Feb 1, 1991, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Citizens Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, First Federal Savings Association of Toledo). Start with Citizens Bank, National Association, and ask them to search under the name First Federal Savings and Loan Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Citizens Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into First Federal Savings and Loan Association
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Savings Building and Loan CompanySandusky, OH | Jan 31, 1987 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 29422 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.