Bank Branches › Closed and merged banks › Indiana › Peoples Federal Savings Bank of DeKalb County
What happened to Peoples Federal Savings Bank of DeKalb County?
Peoples Federal Savings Bank of DeKalb County in Auburn, IN (earlier called Peoples Federal Savings and Loan Association of Dekalb County) merged into Horizon Bank, National Association of Michigan City, IN on Jul 1, 2015. That bank is now called Horizon Bank (Michigan City, IN).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1925Peoples Federal Savings and Loan Association of Dekalb County opens in Auburn, IN
- Jul 31, 1987renamed Peoples Federal Savings Bank of DeKalb County
- Jul 1, 2015MERGEDPeoples Federal Savings Bank of DeKalb County merged into Horizon Bank, National Association of Michigan City, IN.FDIC certificate 29789 ends; its business continues under certificate 4360.
- TodayOPEN
Horizon BankMain office Michigan City, IN · FDIC certificate 4360 · 74 offices in 2 states on June 30, 2026Every Horizon Bank office → Website on file with the FDIC: www.horizonbank.com
If you still have something from Peoples Federal Savings Bank of DeKalb County
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Peoples Federal Savings Bank of DeKalb County as lienholder, start with Horizon Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Horizon Bank to search for the account under the name Peoples Federal Savings Bank of DeKalb County. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Horizon Bank which branch now holds boxes from the Peoples Federal Savings Bank of DeKalb County office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
17 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 212 W 7th StAuburn, IN | OpenHorizon Bank |
| 116 W Mitchell StKendallville, IN | OpenHorizon Bank |
| 1213 W Michigan AveThree Rivers, MI | OpenHorizon Bank |
| 123 S Main St, # 129Columbia City, IN | OpenHorizon Bank |
| 114 S Detroit St, # 118Lagrange, IN | OpenHorizon Bank |
| 625 S Wayne StWaterloo, IN | OpenHorizon Bank |
| 500 North GrandSchoolcraft, MI | No longer reported |
| 303 Defiance StreetHowe, IN | No longer reported |
| 210 West Lake StreetTopeka, IN | No longer reported |
| 420 North Main StreetMiddlebury, IN | No longer reported |
| 105 Main StreetAvilla, IN | No longer reported |
| 22730 Main StreetWoodburn, IN | No longer reported |
| 1212 S Randolph StGarrett, IN | No longer reported |
| 507 North Main StreetColumbia City, IN | No longer reported |
| Us Highway 12 And Union RoadUnion, MI | No longer reported |
| 123 Portage AvenueThree Rivers, MI | No longer reported |
| US 12 and Union RoadUnion, MI | No longer reported |
Banks folded into Peoples Federal Savings Bank of DeKalb County
3 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| First Savings Bank, A FSBThree Rivers, MI | Oct 1, 2007 |
| First Federal Savings and Loan Association of KendallvilleKendallville, IN | Aug 31, 1990 |
| Auburn Federal Savings and Loan AssociationAuburn, IN | Mar 31, 1982 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 29789 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.