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What happened to First Federal Savings Bank of Georgia?
First Federal Savings Bank of Georgia in Winder, GA (earlier called First Federal Savings and Loan Association) failed, and First Federal Savings Bank of Georgia, F.A. of Winder, GA took it over on Nov 6, 1992. After 3 more changes of hands, what was First Federal Savings Bank of Georgia is today part of Truist Bank (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1941First Federal Savings and Loan Association opens in Winder, GA
- Mar 31, 1988renamed First Federal Savings Bank of Georgia
- Nov 6, 1992FAILEDFirst Federal Savings Bank of Georgia failed, and First Federal Savings Bank of Georgia, F.A. of Winder, GA took it over.FDIC certificate 30159 ends; its business continues under certificate 33737.
- Nov 5, 1993RESOLVEDFirst Federal Savings Bank of Georgia, F.A. of Winder, GA was closed in a federal resolution, and its business passed to Main Street Savings Bank, F.S.B. of Winder, GA.FDIC certificate 33737 ends; its business continues under certificate 33236.
- Dec 11, 1996MERGEDMain Street Savings Bank, F.S.B. (by then renamed Main Street Bank) of Winder, GA merged into The Bank of Covington of Covington, GA.FDIC certificate 33236 ends; its business continues under certificate 9243.
- Sep 16, 2006MERGEDThe Bank of Covington (by then renamed Main Street Bank) of Covington, GA merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 9243 ends; its business continues under certificate 9846.
- TodayOPEN
Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026Every Truist Bank office → Website on file with the FDIC: www.Truist.com
If you still have something from First Federal Savings Bank of Georgia
A lien that was never released
First Federal Savings Bank of Georgia failed on Nov 6, 1992, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Truist Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, First Federal Savings Bank of Georgia, F.A.). Start with Truist Bank, and ask them to search under the name First Federal Savings Bank of Georgia.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Truist Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 30159 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.