Bank Branches › Closed and merged banks › Florida › Compass Bank
What happened to Compass Bank?
Compass Bank in Jacksonville, FL (earlier called First Federal Savings and Loan Association of Okaloosa County and 1 other name) merged into Compass Bank of Jacksonville, FL on Dec 31, 1994. After 2 more changes of hands, what was Compass Bank is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1951First Federal Savings and Loan Association of Okaloosa County opens in Jacksonville, FL
- Aug 31, 1988renamed First Federal Savings Bank of Northwest Florida
- Oct 14, 1993renamed Compass Bank
- Dec 31, 1994MERGEDCompass Bank merged into Compass Bank of Jacksonville, FL.FDIC certificate 30514 ends; its business continues under certificate 33461.
- Sep 17, 1997MERGEDCompass Bank of Jacksonville, FL merged into Compass Bank of Birmingham, AL.FDIC certificate 33461 ends; its business continues under certificate 19048.
- Oct 8, 2021MERGEDCompass Bank (by then renamed Bbva USA) of Birmingham, AL merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 19048 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Compass Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Compass Bank as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name Compass Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the Compass Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
24 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 5055 Bayou BlvdPensacola, FL | OpenPNC Bank, National Association |
| 728 N Ferdon Blvd, Ste 1Crestview, FL | OpenPNC Bank, National Association |
| 34905 Emerald Coast PkwyDestin, FL | OpenPNC Bank, National Association |
| 1130 John Sims Pkwy ENiceville, FL | OpenPNC Bank, National Association |
| 728 Ferdon Blvd.Crestview, FL | No longer reported |
| 198 Eglin Parkway NeFort Walton Beach, FL | No longer reported |
| 429 Mary Esther CutoffMary Esther, FL | No longer reported |
| 1130 John Sims ParkwayNiceville, FL | No longer reported |
| 1090 Edgewood AveJacksonville, FL | No longer reported |
| 3560 University BlvdJacksonville, FL | No longer reported |
| 8730 Baymeadows RdJacksonville, FL | No longer reported |
| 9550 San Jose BlvdJacksonville, FL | No longer reported |
| 9601 Southbrook DrJacksonville, FL | No longer reported |
| 2300 South 3rd StJacksonville Beach, FL | No longer reported |
| 305 South Kings RdCallahan, FL | No longer reported |
| 1742 8th StFernandina Beach, FL | No longer reported |
| 104 West 2nd StHilliard, FL | No longer reported |
| 300 West A1aYulee, FL | No longer reported |
| 2380 Blanding BlvdMiddleburg, FL | No longer reported |
| 1339 Blanding BlvdOrange Park, FL | No longer reported |
| 2183 Park AveOrange Park, FL | No longer reported |
| 207 North Main StHastings, FL | No longer reported |
| 1695 U.S. Hwy 1St. Augustine, FL | No longer reported |
| 1965 State Rd 3St. Augustine, FL | No longer reported |
Banks folded into Compass Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| 1st Performance National BankJacksonville, FL | Jan 27, 1994 |
| Liberty Bank of Fort Walton BeachFort Walton Beach, FL | Oct 22, 1993 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 30514 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.