Bank Branches › Closed and merged banks › Michigan › Northwestern Bank
What happened to Northwestern Bank?
Northwestern Bank in Traverse City, MI (earlier called Northwestern Savings and Loan Association and 3 other names) merged into Chemical Bank of Detroit, MI on Nov 1, 2014. After 2 more changes of hands, what was Northwestern Bank is today part of The Huntington National Bank (Columbus, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1955Northwestern Savings and Loan Association opens in Traverse City, MI
- Apr 30, 1989renamed Northwestern Savings Bank and Trust
- Sep 21, 1994renamed Northwestern Savings Bank & Trust, FSB
- Dec 1, 1996renamed Northwestern Savings Bank & Trust
- Jul 1, 2002renamed Northwestern Bank
- Nov 1, 2014MERGEDNorthwestern Bank merged into Chemical Bank of Detroit, MI.FDIC certificate 30792 ends; its business continues under certificate 1003.
- Aug 1, 2019MERGEDChemical Bank of Detroit, MI merged into TCF National Bank of Sioux Falls, SD.FDIC certificate 1003 ends; its business continues under certificate 28330.
- Jun 9, 2021MERGEDTCF National Bank of Sioux Falls, SD merged into The Huntington National Bank of Columbus, OH.FDIC certificate 28330 ends; its business continues under certificate 6560.
- TodayOPEN
The Huntington National BankMain office Columbus, OH · FDIC certificate 6560 · 1,452 offices in 21 states on June 30, 2026Every The Huntington National Bank office → Website on file with the FDIC: www.huntington.com
If you still have something from Northwestern Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Northwestern Bank as lienholder, start with The Huntington National Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask The Huntington National Bank to search for the account under the name Northwestern Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask The Huntington National Bank which branch now holds boxes from the Northwestern Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
32 offices filed under this charter in some year from 1994 on. 9 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 325 1st StManistee, MI | OpenThe Huntington National Bank |
| 4205 Us Highway 31 STraverse City, MI | OpenThe Huntington National Bank |
| 613 W Fourteenth StTraverse City, MI | OpenThe Huntington National Bank |
| 97 River StreetElk Rapids, MI | OpenThe Huntington National Bank |
| 105 W Fourth StSuttons Bay, MI | OpenThe Huntington National Bank |
| 101 E Court StLudington, MI | OpenThe Huntington National Bank |
| 111 N Brownson AveKingsley, MI | OpenThe Huntington National Bank |
| 625 S Garfield AveTraverse City, MI | OpenThe Huntington National Bank |
| 1425 Bridge StCharlevoix, MI | OpenHorizon Bank |
| 919 Spring StreetPetoskey, MI | No longer reported |
| 300 Howard StreetPetoskey, MI | No longer reported |
| 150 Granite StreetCadillac, MI | No longer reported |
| 1573 North MitchellCadillac, MI | No longer reported |
| 112 South CedarKalkaska, MI | No longer reported |
| 3965 West Us 10Ludington, MI | No longer reported |
| 13936 South West Bay Shore DriveTraverse City, MI | No longer reported |
| 212 Saint Joseph AvenueSuttons Bay, MI | No longer reported |
| 115 North Main StreetLeland, MI | No longer reported |
| 203 S Union StTraverse City, MI | No longer reported |
| 5300 U.S. 31 NorthWilliamsburg, MI | No longer reported |
| 2112 M-137Interlochen, MI | No longer reported |
| 107 East Front StreetTraverse City, MI | No longer reported |
| 2091 S Otsego AveGaylord, MI | No longer reported |
| 711 West Main StreetGaylord, MI | No longer reported |
| 5213 West Houghton Lake DriveHoughton Lake, MI | No longer reported |
| 4000 Main StreetBay Harbor, MI | No longer reported |
| 106 Main StreetHarbor Springs, MI | No longer reported |
| 1179 U.S. 31 SouthManistee, MI | No longer reported |
| 101 East M-66 HighwayCharlevoix, MI | No longer reported |
| 4144 U.S. 31 SouthTraverse City, MI | No longer reported |
| 416 W. Main StreetGaylord, MI | No longer reported |
| 1354 West Third StreetRogers City, MI | No longer reported |
Banks folded into Northwestern Bank
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| Ludington Federal Savings BankLudington, MI | Feb 7, 1992 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 30792 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.