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FDIC certificate 30945 · Austin, TX

What happened to Creditbanc Savings Association?

Creditbanc Savings Association in Austin, TX (earlier called Franklin Savings Association and 1 other name) was merged into Franklin Federal Bancorp, A Federal Savings Bank of Austin, TX with federal assistance on Sep 30, 1988. The chain runs 1 step further and ends with no operating bank.

1956
opened
1988
merged away
3
names it used
2
steps to the end

The chain, step by step

From the day it opened to the last entry on record. Each step is one entry in the FDIC's record.

  1. 1956
    Franklin Savings Association opens in Austin, TX
  2. Sep 30, 1984
    renamed Northwest Savings Association
  3. later
    renamed Creditbanc Savings Association
  4. Sep 30, 1988
    ASSISTED MERGERCreditbanc Savings Association was merged into Franklin Federal Bancorp, A Federal Savings Bank of Austin, TX with federal assistance.FDIC certificate 30945 ends; its business continues under certificate 32619.
  5. Aug 12, 1998
    CLOSEDFranklin Federal Bancorp, A Federal Savings Bank of Austin, TX closed voluntarily. It did not fail.FDIC certificate 32619 ends.
  6. NO SUCCESSOR BANK
    The FDIC record ends here. No operating bank carries this charter today.

If you still have something from Creditbanc Savings Association

A lien that was never released

Creditbanc Savings Association closed voluntarily, and the FDIC says it cannot process lien releases for banks that closed voluntarily and liquidated or closed without government assistance. The FDIC says it may be able to help only where the lender was a failed bank placed in FDIC receivership.

Our suggestion, not the FDIC's: a title company or real-estate attorney in the county where the lien is recorded will know how that state clears a lien from a lender that no longer exists.

An old account, passbook or CD

With no successor bank to ask, go to the unclaimed-property program of the state of the owner's last known address on the bank's records. The OCC gives the same advice for old records from a bank that no longer exists.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Contents of boxes left behind are handled under state unclaimed-property law. Start with the unclaimed-property program of Texas, where the box was.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Banks folded into Creditbanc Savings Association

2 banks merged directly into this charter.

BankEndedHow
Equitable Savings AssociationRound Rock, TXJul 31, 1987merged
Northwest Savings AssociationAustin, TXJan 31, 1984merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 30945 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.