Bank Branches › Closed and merged banks › Illinois › Home Savings and Loan Association
What happened to Home Savings and Loan Association?
Home Savings and Loan Association in Waukegan, IL was merged into Home Federal Savings and Loan Association of Lake County of Waukegan, IL with federal assistance on Sep 30, 1977. After 5 more changes of hands, what was Home Savings and Loan Association is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1956Home Savings and Loan Association opens in Waukegan, IL
- Sep 30, 1977ASSISTED MERGERHome Savings and Loan Association was merged into Home Federal Savings and Loan Association of Lake County of Waukegan, IL with federal assistance.FDIC certificate 31016 ends; its business continues under certificate 31137.
- Dec 14, 1990FAILEDHome Federal Savings and Loan Association of Lake County of Waukegan, IL failed, and Home Federal Savings Bank, F.A. of Waukegan, IL took it over.FDIC certificate 31137 ends; its business continues under certificate 33264.
- Sep 13, 1991RESOLVEDHome Federal Savings Bank, F.A. of Waukegan, IL was closed in a federal resolution, and its business passed to First of America Bank-Northeast Illinois, National Association of Bannockburn, IL.FDIC certificate 33264 ends; its business continues under certificate 16262.
- Oct 31, 1998MERGEDFirst of America Bank-Northeast Illinois, National Association (by then renamed First of America Bank-Illinois, National Association) of Bannockburn, IL merged into National City Bank of Michigan/Illinois of Bannockburn, IL.FDIC certificate 16262 ends; its business continues under certificate 5029.
- Jul 22, 2006MERGEDNational City Bank of Michigan/Illinois (by then renamed National City Bank of the Midwest) of Bannockburn, IL merged into National City Bank of Cleveland, OH.FDIC certificate 5029 ends; its business continues under certificate 6557.
- Nov 6, 2009MERGEDNational City Bank of Cleveland, OH merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 6557 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Home Savings and Loan Association
A lien that was never released
Home Federal Savings and Loan Association of Lake County failed on Dec 14, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask PNC Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Home Federal Savings Bank, F.A.). Start with PNC Bank, National Association, and ask them to search under the name Home Savings and Loan Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask PNC Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 31016 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.