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Bank Branches › Closed and merged banks › Virginia › Jefferson Savings and Loan Association, F.A.

FDIC certificate 31180 · Warrenton, VA

What happened to Jefferson Savings and Loan Association, F.A.?

Jefferson Savings and Loan Association, F.A. in Warrenton, VA (earlier called Jefferson Savings and Loan Association and 2 other names) merged into Crestar Bank of Richmond, VA on Jan 20, 1995. After 3 more changes of hands, what was Jefferson Savings and Loan Association, F.A. is today part of Truist Bank (Charlotte, NC).

1959
opened
1995
merged away
4
names it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1959
    Jefferson Savings and Loan Association opens in Warrenton, VA
  2. May 31, 1989
    renamed Jefferson Savings Bank
  3. Aug 14, 1990
    renamed Jefferson Savings & Loan Association
  4. Dec 27, 1990
    renamed Jefferson Savings and Loan Association, F.A.
  5. Jan 20, 1995
    MERGEDJefferson Savings and Loan Association, F.A. merged into Crestar Bank of Richmond, VA.FDIC certificate 31180 ends; its business continues under certificate 832.
  6. Nov 15, 1996
    MERGEDCrestar Bank of Richmond, VA merged into Crestar Bank of Richmond, VA.FDIC certificate 832 ends; its business continues under certificate 12543.
  7. Jan 1, 2000
    MERGEDCrestar Bank of Richmond, VA merged into SunTrust Bank of Atlanta, GA.FDIC certificate 12543 ends; its business continues under certificate 867.
  8. Dec 7, 2019
    MERGEDSunTrust Bank of Atlanta, GA merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 867 ends; its business continues under certificate 9846.
  9. Today
    OPEN
    Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026

    Every Truist Bank office →   Website on file with the FDIC: www.Truist.com

If you still have something from Jefferson Savings and Loan Association, F.A.

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Jefferson Savings and Loan Association, F.A. as lienholder, start with Truist Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Truist Bank to search for the account under the name Jefferson Savings and Loan Association, F.A.. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Truist Bank which branch now holds boxes from the Jefferson Savings and Loan Association, F.A. office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

8 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.

OfficeLast filed under itNow
1705 Semincole TrlCharlottesville, VA1994No longer reported
Warrenton CtrWarrenton, VA1994No longer reported
9-J Catoctin CirLeesburg, VA1994No longer reported
200 Remount RoadFront Royal, VA1994No longer reported
20 East Luray Shopping CenterLuray, VA1994No longer reported
20 E. Luray Shopping CtrLuray, VA1994No longer reported
300 Preston AveCharlottesville, VA1994No longer reported
633 Meadowbrook CtrCulpeper, VA1994No longer reported

Banks folded into Jefferson Savings and Loan Association, F.A.

1 bank merged directly into this charter.

BankEndedHow
Charlottesville Savings and Loan AssociationCharlottesville, VAJan 31, 1982merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 31180 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.