Bank Branches › Closed and merged banks › New Jersey › Pulse Savings Bank
What happened to Pulse Savings Bank?
Pulse Savings Bank in South River, NJ (earlier called Pulawski Savings and Loan Association and 2 other names) merged into First Savings Bank, SLA of Woodbridge, NJ on Dec 18, 1998. After 1 more change of hands, what was Pulse Savings Bank is today part of Provident Bank (Jersey City, NJ).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1916Pulawski Savings and Loan Association opens in South River, NJ
- Oct 26, 1989renamed Pulawski Savings Bank, SLA
- Jun 25, 1992renamed Pulawski Savings Bank
- Jan 14, 1994renamed Pulse Savings Bank
- Dec 18, 1998MERGEDPulse Savings Bank merged into First Savings Bank, SLA of Woodbridge, NJ.FDIC certificate 31349 ends; its business continues under certificate 30255.
- Jul 14, 2004MERGEDFirst Savings Bank, SLA (by then renamed First Savings Bank) of Woodbridge, NJ merged into The Provident Bank of Jersey City, NJ.FDIC certificate 30255 ends; its business continues under certificate 12010.
- TodayOPEN
Provident BankMain office Jersey City, NJ · FDIC certificate 12010 · 138 offices in 3 states on June 30, 2026Every Provident Bank office → Website on file with the FDIC: www.provident.Bank
If you still have something from Pulse Savings Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Pulse Savings Bank as lienholder, start with Provident Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Provident Bank to search for the account under the name Pulse Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Provident Bank which branch now holds boxes from the Pulse Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
5 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 6 Jackson StSouth River, NJ | OpenProvident Bank |
| 600 Washington AveSouth Amboy, NJ | OpenProvident Bank |
| 225 Prospect Plains RdMonroe Township, NJ | OpenProvident Bank |
| 1225 Brunswick AvenueLawrenceville, NJ | No longer reported |
| 213 Summerhill RoadEast Brunswick, NJ | No longer reported |
Banks folded into Pulse Savings Bank
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| Mercer Federal Savings BankTrenton, NJ | Aug 2, 1991 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 31349 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.