Bank Branches › Closed and merged banks › West Virginia › Shenandoah Federal Savings Bank
What happened to Shenandoah Federal Savings Bank?
Shenandoah Federal Savings Bank in Martinsburg, WV (earlier called Shenandoah Federal Savings and Loan Association) failed, and Shenandoah Federal Savings Association of Martinsburg, WV took it over on May 8, 1992. After 2 more changes of hands, what was Shenandoah Federal Savings Bank is today part of City National Bank of West Virginia (Charleston, WV).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1973Shenandoah Federal Savings and Loan Association opens in Martinsburg, WV
- Jun 30, 1986renamed Shenandoah Federal Savings Bank
- May 8, 1992FAILEDShenandoah Federal Savings Bank failed, and Shenandoah Federal Savings Association of Martinsburg, WV took it over.FDIC certificate 31664 ends; its business continues under certificate 33594.
- Oct 15, 1993RESOLVEDShenandoah Federal Savings Association of Martinsburg, WV was closed in a federal resolution, and its business passed to Blue Ridge Bank, Inc. of Martinsburg, WV.FDIC certificate 33594 ends; its business continues under certificate 33638.
- Dec 22, 1997MERGEDBlue Ridge Bank, Inc. (by then renamed Blue Ridge Bank, National Association) of Martinsburg, WV merged into The City National Bank of Charleston of Charleston, WV.FDIC certificate 33638 ends; its business continues under certificate 17735.
- TodayOPEN
City National Bank of West VirginiaMain office Charleston, WV · FDIC certificate 17735 · 95 offices in 4 states on June 30, 2026Every City National Bank of West Virginia office → Website on file with the FDIC: www.bankatcity.com
If you still have something from Shenandoah Federal Savings Bank
A lien that was never released
Shenandoah Federal Savings Bank failed on May 8, 1992, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask City National Bank of West Virginia as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Shenandoah Federal Savings Association). Start with City National Bank of West Virginia, and ask them to search under the name Shenandoah Federal Savings Bank.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask City National Bank of West Virginia. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 31664 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.