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FDIC certificate 31746 · Chesterfield, MO

What happened to Roosevelt Bank?

Roosevelt Bank in Chesterfield, MO (earlier called Washington Savings and Loan Association and 2 other names) merged into Mutual Savings Bank, FSB of Chesterfield, MO on Oct 25, 1996. After 5 more changes of hands, what was Roosevelt Bank is today part of U.S. Bank National Association (Cincinnati, OH).

1895
opened
1996
merged away
4
names it used
6
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1895
    Washington Savings and Loan Association opens in Chesterfield, MO
  2. Sep 19, 1990
    renamed Washington Savings Bank
  3. Dec 20, 1993
    renamed Washington Savings Bank, FSB
  4. Oct 20, 1995
    renamed Roosevelt Bank
  5. Oct 25, 1996
    MERGEDRoosevelt Bank merged into Mutual Savings Bank, FSB of Chesterfield, MO.FDIC certificate 31746 ends; its business continues under certificate 28753.
  6. Jul 1, 1997
    MERGEDMutual Savings Bank, FSB (by then renamed Roosevelt Bank) of Chesterfield, MO merged into Mercantile Bank of Plattsburg of Hartford, IL.FDIC certificate 28753 ends; its business continues under certificate 4601.
  7. Dec 12, 1997
    MERGEDMercantile Bank of Plattsburg (by then renamed Mercantile Bank National Association) of Hartford, IL merged into Mercantile Bank National Association of St. Louis, MO.FDIC certificate 4601 ends; its business continues under certificate 13066.
  8. Dec 12, 1998
    MERGEDMercantile Bank National Association (by then renamed Mercantile Bank of St. Louis National Association) of St. Louis, MO merged into Mercantile Bank of St. Louis National Association of Saint Louis, MO.FDIC certificate 13066 ends; its business continues under certificate 1061.
  9. Oct 22, 1999
    MERGEDMercantile Bank of St. Louis National Association of Saint Louis, MO merged into Mercantile Bank National Association of Saint Louis, MO.FDIC certificate 1061 ends; its business continues under certificate 4573.
  10. Aug 11, 2000
    MERGEDMercantile Bank National Association (by then renamed Firstar Bank Missouri, National Association) of Saint Louis, MO merged into Firstar Bank, National Association of Cincinnati, OH.FDIC certificate 4573 ends; its business continues under certificate 6548.
  11. Today
    OPEN
    U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026

    Every U.S. Bank National Association office →   Website on file with the FDIC: www.usbank.com

If you still have something from Roosevelt Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Roosevelt Bank as lienholder, start with U.S. Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask U.S. Bank National Association to search for the account under the name Roosevelt Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask U.S. Bank National Association which branch now holds boxes from the Roosevelt Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

79 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
101 W Mccarty StJefferson City, MO1996OpenU.S. Bank National Association
801 Main StTrenton, MO1996No longer reported
268 S JeffersonMarshall, MO1996No longer reported
1000 East BroadwayColumbia, MO1996No longer reported
815 South 7 HighwayBlue Springs, MO1996No longer reported
110 E Highway 24Independence, MO1996No longer reported
4340 S Noland RdIndependence, MO1996No longer reported
1200 Main Suite 220Kansas City, MO1996No longer reported
608 Ward ParkwayKansas City, MO1996No longer reported
8500 Ward ParkwayKansas City, MO1996No longer reported
107 Sw McclendonLee's Summit, MO1996No longer reported
8701 Blue RidgeLoma Vista, MO1996No longer reported
100 N WesternMexico, MO1996No longer reported
115 E. FranklinClinton, MO1996No longer reported
820 North Main StreetSikeston, MO1996No longer reported
111 West Main StreetStaunton, IL1996No longer reported
120 West Eldon StreetSt James, MO1996No longer reported
201 E HighJefferson City, MO1996No longer reported
6098 Ne Antioch RdAntioch, MO1996No longer reported
310 North WalnutDexter, MO1996No longer reported
202 East McphersonKirksville, MO1996No longer reported
4001 Old Hwy 94Harvester, MO1996No longer reported
321 South MainO'fallon, MO1996No longer reported
1001 First Capitol DriveSt. Charles, MO1996No longer reported
583 Mid Rivers Mall DriveSt. Peters, MO1996No longer reported
306 N BroadwayPittsburgh, KS1996No longer reported
1605 East SunshineSpringfield, MO1996No longer reported
2809 E SunshineSpringfield, MO1996No longer reported
4021 South CampbellSpringfield, MO1996No longer reported
127 W. 11thLamar, MO1996No longer reported
304 East Main StreetHayti, MO1996No longer reported
120 S MainMaryville, MO1996No longer reported
1100 Highwat 25 NorthMalden, MO1996No longer reported
4701 McmastersHannibal, MO1996No longer reported
666 BroadwayHannibal, MO1996No longer reported
1922 State StreetPoplar Bluff, MO1996No longer reported
3702 FaraonSt. Joseph, MO1996No longer reported
1901 E 20th StJoplin, MO1996No longer reported
701 MainJoplin, MO1996No longer reported
Washington & CherryNevada, MO1996No longer reported

Banks folded into Roosevelt Bank

2 banks merged directly into this charter; counting the banks those had absorbed earlier, 20 charters end up inside it.

BankEndedHow
Kirksville Federal Savings BankKirksville, MODec 29, 1995merged
Roosevelt BankChesterfield, MOOct 20, 1995merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 31746 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.