Bank Branches › Closed and merged banks › Missouri › First Bank, A Federal Savings Bank
What happened to First Bank, A Federal Savings Bank?
First Bank, A Federal Savings Bank in Clayton, MO (earlier called St Charles Federal Savings and Loan Association) merged into First Bank of St. Louis, MO on Nov 1, 1997. First Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1885St Charles Federal Savings and Loan Association opens in Clayton, MO
- Dec 13, 1996renamed First Bank, A Federal Savings Bank
- Nov 1, 1997MERGEDFirst Bank, A Federal Savings Bank merged into First Bank of St. Louis, MO.FDIC certificate 31790 ends; its business continues under certificate 12229.
- TodayOPEN
First BankMain office St. Louis, MO · FDIC certificate 12229 · 76 offices in 4 states on June 30, 2026Every First Bank office → Website on file with the FDIC: WWW.FIRST.BANK
If you still have something from First Bank, A Federal Savings Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First Bank, A Federal Savings Bank as lienholder, start with First Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Bank to search for the account under the name First Bank, A Federal Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Bank which branch now holds boxes from the First Bank, A Federal Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
40 offices filed under this charter in some year from 1994 on. 18 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 101 E Main StGalesburg, IL | OpenFirst Mid Bank & Trust, National Association |
| 2201 Wabash AveSpringfield, IL | OpenFirst Bankers Trust Company, National Association |
| 20 N Clark St, Ste 100Chicago, IL | OpenThe Huntington National Bank |
| 8201 Maryland AveClayton, MO | OpenFirst Bank |
| 9916 Kennerly Rd, # 9918Saint Louis, MO | OpenFirst Bank |
| 404 N Broad StCarlinville, IL | OpenUnited Community Bank |
| 601 Court StFulton, MO | OpenExchange Bank of Missouri |
| 636 Hampshire StQuincy, IL | OpenFirst Mid Bank & Trust, National Association |
| 303 W College AveJacksonville, IL | OpenBank of Springfield |
| 120 Jefferson StSt. Charles, MO | OpenFirst Bank |
| 11 E Lockwood AveWebster Groves, MO | OpenFirst Bank |
| 1101 W Garfield AvePeoria, IL | OpenFirst Mid Bank & Trust, National Association |
| 1281 Graham RdFlorissant, MO | OpenFirst Bank |
| 4090 N Highway 67Florissant, MO | OpenFirst Bank |
| 1021 W Bird BlvdPeoria, IL | OpenFirst Mid Bank & Trust, National Association |
| 801 N Main StCanton, IL | OpenTBK BANK, SSB |
| 215 3rd AveSterling, IL | OpenTBK BANK, SSB |
| 222 N Highway 67 StFlorissant, MO | OpenFirst Bank |
| 1515 N Henderson StGalesburg, IL | No longer reported |
| 331 E Main StKnoxville, IL | No longer reported |
| 105 North Main StAbingdon, IL | No longer reported |
| 3037 N. SterlingPeoria, IL | No longer reported |
| 240 South West JeffersonPeoria, IL | No longer reported |
| 2232 Sw AdamsPeoria, IL | No longer reported |
| 1401 W GarfieldBartonville, IL | No longer reported |
| 719 S. WashingtonBunker Hill, IL | No longer reported |
| 103 WayneMount Pulaski, IL | No longer reported |
| 6323 West Main StreetBelleville, IL | No longer reported |
| 801 Lincoln HwyFairview Heights, IL | No longer reported |
| 201 First AvenueRock Falls, IL | No longer reported |
| 3233 Broadway StQuincy, IL | No longer reported |
| 8917 Riverview DriveSaint Louis, MO | No longer reported |
| 3542 Gravois AveSt. Louis, MO | No longer reported |
| 2828 North Main StreetDecatur, IL | No longer reported |
| 4565 West Harrison StreetHillside, IL | No longer reported |
| 300 MainGalva, IL | No longer reported |
| 123 W. Exchange StreetCambridge, IL | No longer reported |
| 2909 Telegraph RdLemay, MO | No longer reported |
| 300 East Main StreetCuba, IL | No longer reported |
| 117 North Main StreetAvon, IL | No longer reported |
Banks folded into First Bank, A Federal Savings Bank
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 25 charters end up inside it.
| Bank | Ended |
|---|---|
| First Bank, Federal Savings BankClayton, MO | Dec 13, 1996 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 31790 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.