Bank Branches › Closed and merged banks › Mississippi › Southeastern Savings Bank
What happened to Southeastern Savings Bank?
Southeastern Savings Bank in Laurel, MS (earlier called Southeastern Savings and Loan Association) failed, and Southeastern Federal Savings Bank of Laurel, MS took it over on Apr 20, 1990. After 1 more change of hands, what was Southeastern Savings Bank is today part of The Citizens National Bank of Meridian (Meridian, MS).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1974Southeastern Savings and Loan Association opens in Laurel, MS
- May 31, 1985renamed Southeastern Savings Bank
- Apr 20, 1990FAILEDSoutheastern Savings Bank failed, and Southeastern Federal Savings Bank of Laurel, MS took it over.FDIC certificate 31897 ends; its business continues under certificate 33034.
- May 31, 1991RESOLVEDSoutheastern Federal Savings Bank of Laurel, MS was closed in a federal resolution, and its business passed to The Citizens National Bank of Meridian of Meridian, MS.FDIC certificate 33034 ends; its business continues under certificate 4993.
- TodayOPEN
The Citizens National Bank of MeridianMain office Meridian, MS · FDIC certificate 4993 · 27 offices in 1 state on June 30, 2026Every The Citizens National Bank of Meridian office → Website on file with the FDIC: www.yourcnb.com
If you still have something from Southeastern Savings Bank
A lien that was never released
Southeastern Savings Bank failed on Apr 20, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask The Citizens National Bank of Meridian as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Southeastern Federal Savings Bank). Start with The Citizens National Bank of Meridian, and ask them to search under the name Southeastern Savings Bank.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask The Citizens National Bank of Meridian. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 31897 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.